Can you tell me about the general requirements for applying for a KTA - Unsecured Loans in Standard Chartered Bank Indonesia?

The general requirements for applying for a KTA - Unsecured Loans in Standard Chartered Bank Indonesia are as follows:


General requirements for applying for a KTA - Unsecured Loans

Only valid for submitting a new Standard Chartered Loan without Collateral ("KTA") application

Only valid for Indonesian Citizens

One must be 21 - 60 years old.

One must have a minimum net income of IDR 8 million / month.

One must have a Primary Credit Card (not an Supplementary Card / Supplement) with a minimum limit of 12 million and a membership of more than 1 year

One must live and work in the Jakarta, Bogor, Depok, Tangerang, Bekasi and Surabaya areas.

One must ensure that the telephone number listed on the application is active.

One does not currently have a credit card facility with Standard Chartered Bank that has been approved within the last 9 months as of the online KTA application

Make sure that one is not currently applying for a KTA Standard Chartered Bank through another marketing channel before submitting an online KTA application


Document Requirements

Documents required for submission of KTA - Unsecured Loans

Employee:
Photocopy of KTP
Photocopy of NPWP
Photocopy of Primary Credit Card
Photocopy of Savings Book Cover


Entrepreneur / Professional:
Photocopy of KTP
Photocopy of NPWP
Photocopy of Primary Credit Card
Photocopy of Savings Book Cover
Photocopy of SIUP / SITU & Licensing and Company Establishment Deed


KTA Online Fees and Annual Fees

Year Cost
1st (Provision Fee) 3.5% of the approved loan amount
Years 2 to 5 (Annual Fee) Rp150,000 / year