#1
June 28th, 2016, 01:37 PM
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Loan Procedures
Sir I am a working guy and want to know that what is the procedure to get the personal loan from the ICICI bank as I want to take the same? Can you also tell me the eligibility for the same?
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#2
June 28th, 2016, 02:28 PM
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Re: Loan Procedures
Hello there are two procedures to apply for the personal loan from the ICICI bank that is online and offline but before that you have to fulfill the eligibility which is as follows Eligibility Criteria Salaried Age 23 years - 58 years. Net Salary Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Bangalore, Pune & Kolkata) Total years in job/profession 2 Years Years in current residence 1 Year List of documents for Salaried Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one) Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one). Latest 3 months Bank Statement (where salary/income is credited). Salary slips for last 3 months. 2 Passport Size photographs. Online application process Visit the official site of the bank An image will open like below ![]() There is option of the apply online on the right side Click on that option Click on the option of the personal loan in the section of Loan at the below side ![]() Select the apply option at below and start applying |
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