I have knowledge about the Basic Insurance Cover as well as documents required to process the claim in India. So here I am providing you information about it, as you want.


Basic Insurance Cover
Cover includes comprehensive car insurance

By fire explosion self-ignition or lightning ;

By terrorist activity;

Whilst in transit by road rail inland-waterway lift elevator or air;

By landslide rockslide.

By burglary housebreaking or theft ;

By riot and strike;

By earthquake (fire and shock damage);

By flood typhoon hurricane storm tempest inundation cyclone hailstorm frost;

By accidental external means;

By malicious act;



The documents required to process the claim are as follows:
In case of an Accident:
Duly filled and signed claim form

Registration Certificate (RC)

Original repair estimate, repair invoice and payment receipt for non-cashless claims

Original repair invoice for cashless claims

Driving license of the person driving at the time of the accident

Policy copy

In case of Theft:
Duly filled and signed claim form

All original keys
'
No trace report' confirming that the stolen vehicle is not traceable

Registration Certificate (RC)

Original policy copy

Copy of FIR (First Information Report) lodged at the nearest police station

In case of a Legal Liability Claim:
Duly filled and signed claim form

Original policy copy

Copy of FIR (First Information Report) lodged at the nearest police station

Legal notice (if any received by you)

Vakalatnama – authorising us to handle the case on your behalf

Registration Certificate (RC)

Driving license of the person driving at the time of the accident