NBP Saibaan is an absolutely private plan for Pakistani inhabitant nationals holding CNIC and clean e-CIB report and looking after compensation/current A/c (if not, at that point A/c to be opened at NBP branch some time recently back payment).

Clients:

Category A-1 : Includes perpetual representatives of Federal Govt., Semi-Govt., Autonomous, Semiautonomous, Neighborhood and Other Bodies whose compensations are/might be dispensed through NBP Branch what's more, their association is prepared to give Employer Undertaking on NBP's configuration.

Category A-2 : Includes are other salaried class working with Multinational Companies, Schedule Banks or Organizations affirmed by NBP

Products:

(1) Home Purchase Finance for the buy of prepared private House or Apartment.

(2) Home Construction Finance for development and expansion of self-possessed private property.

(3) Purchase of Land for Construction

Finance Amount and Tenure:

Maximum sum for all items with the exception of Home Improvement is Rs 35.00 million, repayable in 3 to 20 years.

Markup rate:

The variable markup rate ( to be overhauled on each credit commemoration date ) is

SBP Discount Rate + 2% for all cases with Insurance Coverage,

SBP Discount Rate + 4% for all cases without Insurance Coverage,

Obligation/Equity:

70:30 for all cases

Security:

For guarantee purposes property will be sold. 1% token enrolled (of back sum) and adjust, as Equitable Mortgage will be made on the property.

Co-candidate:

Only life partner, guardians and grown-up male youngsters can be co-candidate. The coapplicant salary can be clubbed and senior candidate age will be considered.

Eligibility

Must be Pakistani Resident (National)
Aged between 21 as well as 65 years at the time of application/disbursement of loan.
Salaried Person, Self-employed professionals and businessmen.
Bare Minimum income requirement Rs. 5000 for Govt. Employees, Rs. 10,000 for other salaried persons and Rs. 15,000 for self employeed as well as businessmen.
Property located in NBP approved localities only.
Service duration: Two years for salaried class Three years for self-employed/business class.

SBP Regulations for Housing Finance




Charges



How to Apply

Instructions for completing the Application Form:

Fill-in the form completely
Print the "completely filled" form
Get it signed by Referees
Sign it yourself
Attach the Required Documents and submit "In PERSON" to NBP Saibaan Team

Application Form



Contact:

Branch Names and Contact Numbers of Saibaan Team