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  #1  
September 3rd, 2015, 08:46 AM
Super Moderator
 
Join Date: Mar 2012
National Insurance Company Home Insurance

I want to take home or house insurance from National Insurance Company want to know types of home insurance available here. Can you please provide me lists of all home insurance available here and also tell me how can I apply for insurance here online?

The House Holders Insurance Policy offered by National Insurance Company Limited is a comprehensive bundled policy specially designed for contingencies encountered by House holders comprising of ten sections.

It can be issued to home owners, tenants of flats, housing societies, apartments, bungalow, row houses in rural/semi-urban and urban (including Metro) cities. Sum insured should be 100% of VAR.


HIGHLIGHTS


Section-1A, Building, Fire & Special perils & Eq
Section-1B, Stock & FFF, Fire & Special perils & Eq


Covers loss or damage to building and contents against perils mentioned in Fire & Allied perils. The insurance in it applies also to contents temporarily removed and during transit as accompanied baggage anywhere in India to other premises used for temporary residence wherein the insured shall have placed any of such property in safe during ones temporary absence from the insured premises during any period not exceeding in the aggregate, 120 days in any one period of insurance, provided that the liability of the company in respect of property so removed shall not exceed 1/10th of the total sum insured under the section.


Section-II, Burglary

Covers loss or damage to property by theft following burglary or house breaking/dacoity/ robbery as per Burglary policy excluding money & valuables) Extension available above is also available under the section too.


Section-III, All Risk for Jewellery/Valuables

Covers loss or damage to jewellery, Mobile phones, valuables caused by accident or misfortune anywhere in India.


Section-IV, Plate glass

The section covers loss or damage to fixed plate glass in insured premises by accidental breakage as per Plate Glass policy.


Section-V, Breakage of Domestic Appliance

The section indemnifies loss or damage to domestic appliances caused by and/or solely due to mechanical and/or electrical breakdown.


Section VI, Television Sets

Indemnifies:
Loss/damage to Television Set/VCR/VCP in insured premises by Fire and allied perils, burglary, theft, accidental means

Legal Liability up to Rs. 25,000

Damage to Insured property caused by breakage of antenna fittings up to limit of Rs. 3000.


Section VII - Pedal Cycles

Covers loss/damage to pedal cycle belonging to insured by Fire & allied perils, burglary, housebreaking, burglary, theft, accidental means

Legal Liability up to Rs. 10000/-


Section VIII: Baggage

The company will insure the insured and/or such members of ones family as are permanently residing with one in respect of personal baggage accompanying the insured and/or ones family members belonging to one or for which one is responsible whilst traveling anywhere in India whilst on tour on holidays employees, lost, destroyed or damaged by accident or misfortune


Section IX: Personal Accident

If the insured or such members of ones family permanently residing with one all between the age of 16 to 65 years named in the schedule shall sustain bodily injury solely and directly caused by accidental violent external and visible means resulting in death or disablement as stated in our Personal Accident policy.


Terrorism (Section I sum Insured)

It is as per coverage under GIC Pool.


Contact Detail:
National Insurance Company Limited
3, Middleton Street,
Prafulla Chandra Sen Sarani,
Kolkata, West Bengal, 700071
Telephone: 22831705
Fax: 22831740.

Last edited by Neelurk; June 6th, 2020 at 05:25 PM.
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  #2  
October 10th, 2019, 08:43 AM
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Re: National Insurance Company Home Insurance

Can you provide me the details of the House Holders Insurance Policy offered by National Insurance Company Limited?


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