As you have asked about the zero balance account of the Oriental Bank of Commerce, I am giving you information about it, check below for the details

Basic Savings Bank deposit Account (Basic SB Deposit)

Eligibility:

Applicable to all Indian Citizens who are eligible to open account with the bank, who otherwise are unable to afford without financial hardship the cost of maintaining a bank account.

Opening of Account:

The customer has to produce two photographs, separate documents for verification of identity and address.
Accounts under this Scheme can be opened for the eligible persons either under their own names (individual capacity) or in joint names or with minors.
The holders of Basic Savings Bank Deposit account will not be eligible for opening any other saving bank deposit account in the bank.

Features:

Nominal Initial Deposit of Rs. 10/- for opening of the Account
No Minimum Balance Requirement / No Minimum Balance Charges
No Standing Instruction Charges for Transfer of Funds within same Branch
No Incidental Charges for non-operating/activating the inoperative account
Nomination Facility