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  #1  
September 2nd, 2016, 03:05 PM
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Pbby iffco tokio co

Hi I want to get some details about the Pravasi Bhartiya Bima Yojana PBBY of the IFFCO TOKIO so can you please tell me some details for the same???
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  #2  
September 2nd, 2016, 03:21 PM
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Join Date: Mar 2012
Re: Pbby iffco tokio co

Well the Ministry of External Affairs has framed guidelines for all Indian emigrants going abroad for employment purposes with ECR (Emigration Check Required) endorsement on their passport to compulsorily take out Pravasi Bhartiya Bima Yojana PBBY insurance cover.


This Policy includes the following


It include the cover in the personal accident

It covers you for a Sum Insured of Rs. 10,00,000/ Rs. 20,00,000 in case of accidental bodily injury leading to death or permanent total disablement resulting into loss of employment within 12 months of bodily injury.

Sum Insured of Rs.20,00,000 is applicable for Libya only.

Transportation & Airfare for Attendant

It covers your one way return airfare to India arising out of loss of employment due to refusal of job

The bodily injury resulting in death, permanent total disablement, disease/ sickness/maternity resulting into hospitalisation must take place within Period of Insurance as well as during employment period abroad.

The benefit/reimbursement payable under this Policy is subject to Sum Insured/ Limit mentioned in the respective Section/Subsection of the Policy.


Way to claim the policy


For the Hospitalisation claims in the Pravasi Bhartiya Bima Yojna are done on reimbursement basis, in which completed Claim Form is to be submitted with original documents like bill, receipt, discharge certificate of hospital, cash memos of chemist with prescription, pathological test reports and receipts, certificate of attending doctor etc.

Original air tickets, transportation receipt, certification by Indian Mission/Post and/or other related documents are required for transportation/repatriation claims.

Benefits

Reimburse the actual cost of transporting the mortal remains of the deceased back home to India

Reimburse the additional cost of economy class return airfare for one attendant to accompany the mortal remains from the place of death abroad to back home in India.


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