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  #1  
February 5th, 2016, 06:01 PM
Unregistered
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Personal Loan Agency

I want to know the Top Personal Loan Finance Companies in India so can you please tell me?
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  #2  
February 6th, 2016, 08:46 AM
Super Moderator
 
Join Date: Mar 2012
Re: Personal Loan Agency

Personal loan is an unsecured loan given by Banks and NBFC (Non-banking Financial Institutions) to customers to avail this money for any personal need.

It is essential to choose the Best Bank by Comparing Documents, Interest Rates, process, Eligibility.

Best Personal loan Based on Rate of Interest Updated as on 16 January 2016

ICICI Bank 13.49% – 17.50%
HDFC Bank 11.49% – 20.00%
SBI 17.80%
Kotak Mahindra 11.50% – 20.00%,
Special Offers of 11.5% for 15 lac + 1 lakh Salary P.M
Axis Bank 15.00% – 20.00%
Bajaj Finserv 15.00% – 17.00%
Standard Chartered 14% – 18%
Fullerton India 16.00% – 32.00%
IndusInd Bank 14% – 16.5%

Best Personal loan as Per, Processing fee Charges

ICICI Bank 0.8% for special companies else 2%
HDFC Bank 0.99 % – 2 %
Bajaj Finserv 2.00% – 2.5%
Kotak Mahindra Rs.500 to 2.00%
SBI 2.00%-3.00%
Axis Bank 2.00%
Standard Chartered 1%
Fullerton India 2.00%
IndusInd Bank 1-2 %

Best Personal loan based on Prepayment Charges

Bajaj Finserv Nil
Axis Bank Nil
SBI N.A
Standard Chartered 0% – 5%
HDFC Bank 4.00%
Fullerton India 4.00%
Kotak Mahindra Bank 3% – 5% (Nil after 12 Months (Loan amount above 10 lac)
ICICI Bank 5% Or Nil (For Loan Amount More Than 10 Lacs)
IndusInd Bank 4%


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