#1
January 25th, 2016, 09:59 AM
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Personal Loan DBS
Hey buddy can you please tell me little information about cash line personal loan offer by the DBS bank for the customer?
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#2
January 25th, 2016, 10:19 AM
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Re: Personal Loan DBS
On your demand buddy I will help you here to get the details about cash line personal loan offer by the DBS bank for the customer Benefits of the loan Borrow cash at 8.88% p.a and get savings up to 91%1! Get up to 4X2 your monthly salary or up to 10X2 if your annual income is S$120,000 and above Quick access to cash using funds transfer, complimentary chequebook or withdraw from DBS/POSB ATMs islandwide with no withdrawal fee Eligibility criteria to apply for it Nationality Singaporean or Permanent Resident Age 21 years and above Minimum gross annual income S$20,000 – below S$30,000 S$30,000 and above Effective Interest Rate 25.8% per annum 8.88% per annum for first 12 months^ Prevailing interest rate of 19.8% per annum will apply thereafter Fee and charges of the loan Minimum monthly repayment 2.5% of outstanding balance or S$50, whichever is higher Minimum interest charge S$10 Late payment fee S$90 Late payment interest adjustment# Additional 6% above effective interest rate (the effective interest rate is also referred to as Prevailing Interest Rate) Annual fee S$80 (waived for first year) Overlimit fee S$40 Here are the documents required for the loan Singapore Citizen/Permanent Resident NRIC (Front and Back), AND Income Documents (any ONE of the following) Salaried Employees Any ONE of the following: Latest 12 months’ CPF Contribution History Statement+ Latest Computerised Payslip Salary Crediting into DBS/POSB Account^^ Latest Income Tax Notice of Assessment with either A or B or C Variable/Commission-based Employees Any ONE of the following: Latest 12 months’ CPF Contribution History Statement+ Latest 2 years’ Income Tax Notice of Assessment Self Employed Latest 2 years’ Income Tax Notice of Assessment Address:- DBS Bank 3, Salarpuria Windsor Ulsoor Road Bangalore 560 042 Phone:- +91-080-6632 8888 |
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