The Business Platinum Privileges program rewards high balance business customers with a higher level of service and extra benefits.

Balance Requirement: One must have at least $50,000 in combined Bank of America eligible business deposit balances (checking, savings and/or CDs).

Account Requirement: One must have a Bank of America Business Advantage, Business Fundamentals, Business Interest Checking or Business Economy Checking account.

With Business Platinum Privileges status, one will receive a greater level of service and extra benefits at no additional cost. All members qualify for:

• Access to Small Business Priority Service Team — a team of dedicated
specialists for faster call handling and support

• Platinum Business Interest Maximizer savings account offering higher
interest rates, no minimum balance requirement and no monthly
maintenance fee

• Reduced rates on business lines of credit

• Special benefits are available through Merrill Edge for Business
Platinum Privileges clients. Merrill Edge small business investment solutions
are designed to meet the unique investing, retirement and cash-management
needs of your business


As a Business Platinum Privileges member, one have access to a range of Merrill Edge investment products and services designed to help meet the
retirement, investing and cash management needs of small business.



Use the Merrill Edge investment tools, or get news, insights, third party
analyses and complimentary investment insights from Merrill Edge.


Investments
• Merrill Edge Business Investor Account – gives access to a wide variety
of investments, and can have uninvested cash balances swept directly into a
Bank of America FDIC-insured deposit account at an affiliated bank. One can
get up to $600 when open investment account

Retirement

• Merrill Edge Small Business 401(k) – can help and employees prepare
for retirement—whether got a staff of one, or hundreds. It’s easy to
administer, and business may be eligible for tax benefits.

• Merrill Edge Small Business (SEP) IRA –a good fit for those who are
self-employed and thinking about retirement. One can contribute more than
with an individual IRA, there are no minimum employer contributions, and
business may be eligible for tax benefits. One can get up to $600 when open
investment account

• Merrill Edge Small Business SIMPLE IRA – One get many of the same
benefits as the (SEP) IRA and a wide variety of investments and the ability
to match employee contributions.

Consultation

• If one like some guidance, schedule a complimentary review with a
Merrill Edge Financial Solutions Advisor for Small Business to determine
which solution is right.