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  #1  
Old June 23rd, 2016, 04:06 PM
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Default Punjab National Bank Pf Pension

I want to get the details of Personal Loan Scheme of Punjab National Bank for Pensioners so can you provide me?
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  #2  
Old June 23rd, 2016, 04:28 PM
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Join Date: Mar 2013
Default Re: Punjab National Bank Pf Pension

Punjab National Bank offers Personal Loan Scheme for Pensioners to provide financial assistance to the public drawing pension through PNB

Personal Loan Scheme for Pensioners

Purpose -
To meet personal needs including medical expenses.

Eligibility
All types of pensioners drawing pension through their branches

Quantum of Finance -

Minimum Rs.25,000/-

Maximum Loan amount:

Age upto 70 years: Rs. 10,00,000/- (Rupees Ten lac only) OR 18 times of net monthly Pension (For Defence pensioners, 20 times net monthly pension), whichever is lower.

Age above 70 years and upto 75 years: Rs 7.50 lac OR 18 times their net monthly Pension (20 times in case of Defence Pensioners), whichever is lower;

Age above 75 years: Rs. 5.00 lac OR 12 months of pension amount, whichever is lower.

Margin - NIL

Rate of Interest
MCLR+2.60%

Processing Charges/ Upfront fee - NIL

Documentation Charges -
Rs. 500+ service tax

Repayment (Maximum)
Maximum 60 EMIs.

In respect of pensioners above the age of 75 years: Maximum 24 EMIs.

Customer Care Division-

Toll Free No.
1800 180 2222
1800 103 2222
Tolled No. 0120-2490000
Landline :011-23714562
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