As per your concern I will tell you eligibility and Interest Rates of Fixed Deposit account offer by Punjab & Sind Bank so that you can remember easily.

Here is the interest rates
A) DOMESTIC SAVINGS INTEREST - - w.e.f. 03.05.2011
Saving Bank Deposit Rate
4.0%

B) RATE OF INTEREST ON DOMESTIC TERM DEPOSITS, CAPITAL GAIN ACCOUNTS SCHEME 1988,
Revised w.e.f. 20.07.2016 (% age p.a.)
Maturity
Term Deposits Less than Rs.1 Cr

7 - 14 Days 3.75 (#)

15 - 30 Days 4.25

31 - 45 Days 5.75

46 - 90 Days 6.25

91 - 150 Days 6.75

151-179Days 6.75

180 - 269 Days 7.25

270 – 364 Days 7.25

1 Year -2Year 7.40

Above 2 Years - <3Years 7.30

3 Years – 5Years 7.25

>5 Years – 10 Years 7.25

Eligibility
An individual who is not insolvent or insane, can open an account singly or jointly.

A minor can open Saving bank Account and the same can be ope rated by the natural guardian or by minor himself / herself, if he / she is above the age of 10 years. The account can also be opened jointly.

On attaining majority, the erstwhile minor should confirm the balance in his / her account and if the account is operated by the natural guardian / guardian, fresh specimen signature of erstwhile minor duly verified by the natural guardian / guardian would be obtained and kept on record for all operational purpose.

Such account can be opened in the name of individuals (singly or jointly, Minors (through their guardians) firms, corporate bodies, trusts, Regd. Associations, Joint Hindu family firms and public undertakings.

Nomination facility is available for depositors

Various Schemes
1)FIXED DEPOSIT SCHEME ORDINARY

2)SAVING WITH SMILE DEPOSIT SCHEME

3)SHORT TERM DEPOSIT SCHEME

4)CAPITAL GAIN DEPOSIT SCHEME

5)HARHI SAVNI (Rabi Kharif) JAMA YOJNA

6)P S B FIXED DEPOSIT TAX SAVER SCHEME

Address:-
Punjab & Sind Bank
2nd floor, 21 Rajendra Place, New Delhi-110008

Phone:-
011-25719082