Ok, here I am telling you the current Home Loans Interest Rates in State Bank of India (SBI)

SBI Home Loans Interest Rates

Interest Rates (with effect from 01.01.2017)

1 year MCLR: 8%

Women*-

Home Loan (Term Loan) -

2 years Fixed Interest Loans upto Rs. 30 lacs - 8.50% for first two years thereafter linked to floating rate.

Home Loan (Term Loan)

Floating Rate Loans Upto Rs.75 lacs -0.60% above 1 year MCLR, effective rate 8.60% p.a.
Floating Rate Loans above Rs.75 lacs -0.65% above 1 year MCLR, effective rate 8.65% p.a.

Home Loan (Max Gain)Floating Rate

Maxgain above Rs. 20 lacs & upto Rs. 75 Lacs - 0.75% above 1 year MCLR, effective rate 8.75% p.a.
Loans above Rs.75 lacs -0.95% above 1 year MCLR, effective rate 8.95% p.a

CRE Max gain irrespective of loan amount-1.05% above 1 year MCLR, effective rate 9.05% p.a

Others-

Home Loan (Term Loan) -

2 years Fixed Interest Loans upto Rs. 30 lacs - 8.55% for first two years thereafter linked to floating rate.

Home Loan (Term Loan)

Floating Rate Loans Upto Rs.75 lacs - 0.65% above 1 year MCLR, effective rate 8.65% p.a.
Floating Rate Loans above Rs.75 lacs -0.70% above 1 year MCLR, effective rate 8.70% p.a.

Home Loan (Max Gain)Floating Rate

Maxgain above Rs. 20 lacs & upto Rs. 75 Lacs - 0.80% above 1 year MCLR, effective rate 8.80% p.a.
Loans above Rs.75 lacs - 1% above 1 year MCLR, effective rate 9% p.a.

CRE Max gain irrespective of loan amount-1.10% above 1 year MCLR, effective rate 9.10% p.a.

* Woman should be the sole applicant or one of the co-applicants for Home Loan and also the sole owner or one of the co-owners of the property proposed to be financed by the Bank

Loans upto Rs. 30 lacs will be available with both Fixed and Floating Rate option.

Customer service: 1800 425 3800