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Here I am giving you question paper for grade B officer examination of serve Bank of India.

Part I : General Awareness :
1. Article 17 of the constitution of India provides for
(a) equality before law.
(b) equality of opportunity in matters of public employment.
(c) abolition of titles.
(d) abolition of untouchability.
2. Article 370 of the constitution of India provides for
(a) temporary provisions for Jammu & Kashmir.
(b) special provisions in respect of Nagaland.
(c) special provisions in respect of Manipur.
(d) provisions in respect of financial emergency.
3. How many permanent members are there in Security Council?
(a) Three
(b) Five
(c) Six
(d) Four
4. The United Kingdom is a classic example of a/an
(a) aristocracy
(b) absolute monarchy
(c) constitutional monarchy
(d) polity.
5. Social Contract Theory was advocated by
(a) Hobbes, Locke and Rousseau.
(b) Plato, Aristotle and Hegel.
(c) Mill, Bentham and Plato.
(d) Locke, Mill and Hegel.
6. The Speaker of the Lok Sabha is elected by the
(a) President
(b) Prime Minister.
(c) Members of both Houses of the Parliament.
(d) Members of the Lok Sabha.
7. Who is called the ‘Father of History’?
(a) Plutarch
(b) Herodotus
(c) Justin
(d) Pliny
8. The Vedas are known as
(a) Smriti.
(b) Sruti.
(c) Jnana.
(d) Siksha.
9. The members of Estimate Committee are
(a) elected from the Lok Sabha only.
(b) elected from the Rajya Sabha only.
(c) elected from both the Lok Sabha and the Rajya Sabha.
(d) nominated by the Speaker of the Lok Sabha.
10. Who is the chief advisor to the Governor?
(a) Chief Justice of the Supreme Court.
(b) Chief Minister.
(c) Speaker of the Lok Sabha.
(d) President.
11. Foreign currency which has a tendency of quick migration is called
(a) Scarce currency.
(b) Soft currency.
(c) Gold currency.
(d) Hot currency.
12. Which of the following is a better measurement of Economic Development?
(a) GDP
(b) Disposable income
(c) NNP
(d) Per capita income
13. In India, disguised unemployment is generally observed in
(a) the agriculture sector.
(b) the factory sector.
(c) the service sector.
(d) All these sectors.
14. If the commodities manufactured in Surat are sold in Mumbai or Delhi then it is
(a) Territorial trade.
(b) Internal trade.
(c) International trade.
(d) Free trade.
15. The famous slogan “GARIBI HATAO” (Remove Poverty) was launched during the
(a) First Five-Year Plan (1951-56)
(b) Third Five-Year Plan (1961-66)
(c) Fourth Five-Year Plan (1969-74)
(d) Fifth Five-Year Plan (1974-79)
16. Bank Rate refers to the interest rate at which
(a) Commercial banks receive deposits from the public.
(b) Central bank gives loans to Commercial banks.
(c) Government loans are floated.
(d) Commercial banks grant loans to their customers.
17. All the goods which are scare and limited in supply are called
(a) Luxury goods.
(b) Expensive goods.
(c) Capital goods.
(d) Economic goods.
18. The theory of monopolistic competition is developed by
(a) E.H.Chamberlin
(b) P.A.Samuelson
(c) J.Robinson
(d) A.Marshall
19. Smoke is formed due to
(a) solid dispersed in gas.
(b) solid dispersed in liquid.
(c) gas dispersed in solid.
(d) gas dispersed in gas.
20. Which of the following chemical is used in photography?
(a) Aluminum hydroxide
(b) Silver bromide
(c) Potassium nitrate
(d) Sodium chloride.
21. Gober gas (Biogas) mainly contains
(a) Methane.
(b) Ethane and butane.
(c) propane and butane.
(d) methane, ethane, propane and propylene.
22. Preparation of ‘Dalda or Vanaspati’ ghee from vegetable oil utilises the following process
(a) Hydrolysis
(b) Oxidation
(c) Hydrogenation
(d) Ozonoloysis
23. Which colour is the complementary colour of yellow?
(a) Blue
(b) Green
(c) Orange
(d) Red
24. During washing of cloths, we use indigo due to its
(a) better cleaning action.
(b) proper pigmental composition.
(c) high glorious nature.
(d) very low cost.
25. Of the following Indian satellites, which one is intended for long distance telecommunication and for transmitting TV programmes?
(a) INSAT-A
(b) Aryabhata
(c) Bhaskara
(d) Rohini
26. What is the full form of ‘AM’ regarding radio broadcasting?
(a) Amplitude Movement
(b) Anywhere Movement
(c) Amplitude Matching
(d) Amplitude Modulation.
27. Who is the author of Gandhi’s favorite Bhajan Vaishnava jana to tene kahiye?
(a) Purandar Das
(b) Shyamal Bhatt
(c) Narsi Mehta
(d) Sant Gyaneshwar
28. Which one of the following is not a mosquito borne disease?
(a) Dengu fever
(b) Filariasis
(c) Sleeping sickness
(d) Malaria
29. What is the principal ore of aluminium?
(a) Dolomite
(b) Copper
(c) Lignite
(d) Bauxite
30. Which country is the facilitator for peace talks between the LTTE and the Sri Lankan Government?
(a) The US
(b) Norway
(c) India
(d) The UK
31. The highest body which approves the Five-Year Plan in India is the
(a) Planning Commission
(b) National Development Council
(c) The Union Cabinet
(d) Finance Ministry
32. Ceteris Paribus is Latin for
(a) ” all other things variable ”
(b) “other things increasing”
(c) “other things being equal”
(d) “all other things decreasing”
33. Who has been conferred the Dada Saheb Phalke Award (Ratna) for the year 2007?
(a) Dev Anand
(b) Rekha
(c) Dilip Kumar
(d) Shabana Azmi
34. Purchasing Power Parity theory is related with
(a) Interest Rate.
(b) Bank Rate.
(c) Wage Rate.
(d) Exchange Rate.
35. India’s biggest enterprise today is
(a) the Indian Railways.
(b) the Indian Commercial Banking System.
(c) the India Power Sector.
(d) the India Telecommunication System.
36. The official agency responsible for estimating National Income in India is
(a) Indian Statistical Institute.
(b) Reserve Bank of India.
(c) Central Statistical Organisation.
(d) National Council for Applied Economics and Research.
37. Which of the following has the sole right of issuing currency (except one rupee coins and notes) in India?
(a) The Governor of India
(b) The Planning Commission
(c) The State Bank of India
(d) The Reserve Bank of India
38. In the budget figures of the Government of India the difference between total expenditure and total receipt is called.
(a) Fiscal deficit
(b) Budget deficit
(c) Revenue deficit
(d) Current deficit
39. Excise duty on a commodity is payable with reference to its
(a) production.
(b) production and sale.
(c) Production and transportation.
(d) Production, transportation and sale.
40. In the US, the President is elected by
(a) The Senate.
(b) Universal Adult Franchise.
(c) The House of Representatives.
(d) The Congress.
41. Fascism believes in
(a) Peaceful change
(b) Force
(c) Tolerance
(d) Basic Rights for the individual
42. Which is the most essential function of an entrepreneur?
(a) Supervision
(b) Management
(c) Marketing
(d) Risk bearing
43. Knowledge, technical skill, education ‘etc.’ in economics, are regarded as
(a) social-overhead capital.
(b) human capital.
(c) tangible physical capital.
(d) working capital.
44. What is the range of Agni III, the long-range ballistic missile, test-fired by India recently?
(a) 2,250 km
(b) 3,500 km
(c) 5,000 km
(d) 1,000 km
45. Nathu Laa, a place where India-China border trade has been resumed after 44 years, is located on the Indian border in
(a) Sikkim.
(b) Arunachal Pradesh.
(c) Himachal Pradesh
(d) Jammu and Kashmir.
46. M. Damodaran is the
(a) Chairman, Unit Trust of India.
(b) Deputy Governor of Reserve Bank of India.
(c) Chairman, Securities and Exchange Board of India.
(d) Chairman, Life Insurance Corporation of India.
47. What is the name of the Light Combat Aircraft developed by India indigenously?
(a) BrahMos
(b) Chetak
(c) Astra
(d) Tejas
48. Who is the Prime Minister of Great Britain?
(a) Tony Blair
(b) Jack Straw
(c) Robin Cook
(d) Gordon Brown.
49. The 2010 World Cup Football Tournament will be held in
(a) France.
(b) China.
(c) Germany.
(d) South Africa.
50. Who is the present Chief Election Commissioner of India?
(a) Navin Chawla
(b) N.Gopalswamy
(c) T.S.krishnamoorty
(d) B.B.Tandon
51. The title of the book recently written by Jaswant Singh, former Minister of External Affair, is
(a) A call of Honour – In the Service of Emergent Inida
(b) Whither Secular India?
(c) Ayodhya and Aftermath
(d) Shining India and BJP.
52. What was the original name of “Nurjahan”?
(a) Jabunnisa
(b) Fatima Begum
(c) Mehrunnisa
(d) Jahanara
53. Which of the following pairs is not correctly matched ?
(a) Lord Dallhousie- Doctrine of Lapse
(b) Lord Minto- Indian Councils Act, 1909
(c) Lord Wellesley- Subsidiary Alliance
(d) Lord Curzon- Vernacular Press Act, 1878
54. The province of Bengal was partitioned into two parts in 1905 by
(a) Lord Lytton.
(b) Lord Ripon.
(c) Lord Dufferin.
(d) Lord Curzon.
55. The essential features of the Indus Valley Civilization was
(a) worship of forces of nature.
(b) organized city life.
(c) pastoral farming.
(d) caste society.
56. Name the capital of Pallavas.
(a) Kanchi.
(b) Vattapi.
(c) Trichnapalli.
(d) Mahabalipuram.
57. The Home Rule League was started by
(a) M.K.Gandhi
(b) B.G.Tilak
(c) Ranade
(d) K.T.Telang
58. The Simon Commission was boycotted by the Indians because
(a) it sought tocurb civil liberties.
(b) it proposed to partition India.
(c) it was an all-white commission Indian representation.
(d) it proposed measures for nationalism.
59. Storm of gases are visible in the chamber of the Sun during
(a) Cyclones
(b) Anti-cyclones
(c) Lunar-eclipse
(d) Solar eclipse.
60. The Indian Councils Act of 1990 is associated with
(a) The Montagu Decleration.
(b) The Montagu- Chelmsford Reforms.
(c) The Morley-Minto Reforms.
(d) The Rowlatt Act.
61. The age of tree can be determined more or less accurately by
(a) counting the number of branches.
(b) measuring the height ,of the tree.
(c) measuring the diameter of the trunk.
(d) counting the number of rings in the trunk.
62. Of all micro-organisms, the most adaptable and versatile are
(a) Viruses
(b) Bacteria
(c) Algae d) Fungi
63. What is an endoscope?
(a) It is an optical instrument used to see inside the alimentary canal
(b) it is device which is fitted on the chest of the patient to regularize the irregular heart beats
(c) It is an instrument used for examining ear disorders
(d) It is an instrument for recording electrical signals produced by the human muscles.
64. The disease in which the sugar level increase is known as
(a) Diabetes mellitus
(b) Diabetes insipidus
(c) Diabetes imperfectus
(d) Diabetes sugarensis
65. The President of India is elected by
(a) members of both Houses of the Parliament.
(b) members of both houses of Parliament of State Legislatures.
(c) members of both Houses of the State Legislative Assemblies.
(d) Elected members of both Houses of the Parliament and members of Legislative Assemblies.
66. The nitrogen present in the atmosphere is
(a) of no use to plants.
(b) injurious of plants.
(c) directly utilized by plants.
(d) utilized through micro-organisms.
67. Diamond and Graphite are
(a) allotropes
(b) isomorphous
(c) isomers
(d) isobars
68. Kayak is kind of
(a) tribal tool.
(b) boat.
(c) ship.
(d) weapon.
69. Which of the following has the highest calorific value?
(a) Carbohydrates
(b) fats
(c) Proteins
(d) Vitamins.
70. Rotation of crops means
(a) growing of different crops in succession to maintain soil fertility.
(b) some crops are growing again and again.
(c) two or more crops are grown simultaneously to increase productivity.
(d) None of these.
71. Suez Canal connects
(a) Pacific Ocean and Atlantic Ocean.
(b) Mediterranean Sea and Red Sea.
(c) Lake Huron and Lake Erie.
(d) Lake Erie and Lake Ontario.
72. Which of the following ports has the largest hinterland?
(a) Kandla
(b) Kochi
(c) Mumbai
(d) Vishkhapatnam.
73. “Slash and Burn agriculture” is the name given to
(a) method of potato cultivation.
(b) process of deforestation.
(c) mixed framing.
(d) shifting cultivation.
74. The main reason for deforestation in Asia is
(a) excessive fuel wood collection.
(b) excessive soil erosion.
(c) floods.
(d) construction of roads.
75. Recharging of water table depends on
(a) amount of rainfall.
(b) relief of the area.
(c) vegetation of the area.
(d) amount of percolation.

Q.1. In that sort of account, banks in all don’t compensate interest—
(A) Saving Account
(B) Current Account
(C) Fixed Deposit Account
(D) Interest is regularly upon credit in all sorts of account

Q.2. A bank station sequence would be befitting for paying—
(A) Telephone accounts
(B) Electricity accounts
(C) Grocery bills
(D) Mortgage repayments

Q.3. Payment of a coupon cannot be done upon a income opposite of bank if a coupon is—
(A) Bearer
(B) Cross
(C) Order
(D) All of these

Q.4. Which of a following is not Commercial Bank ?
(A) Reserve Bank of India
(B) State Bank of India
(C) Canra Bank
(D) Oriental Bank of Commerce

Q.5. What is a Bank breeze ?
(A) Letter from a Bank
(B) Cheque that a bank draws upon itself
(C) Instraction to a landowner to pick up a customer’s debt
(D) Instruction not to honour a stop payment

Q.6. The necessary evil of whatever serves as income is that it must—
(A) Be released by a State
(B) Be in all acceptable
(C) Not be unconditionally fiduciary
(D) Have a little instrinsic value

Q.7. One of a following is not an e.g. of Near-Money, that ?
(A) Bill of Exchange
(B) Bonds as well as Debentures
(C) Equity shares of Ranbaxy Company Ltd.
(D) Treasury bills of a Government of India

Q.8. ‘Fiat Money’ is that that is—
(A) Accepted by abroad banks only
(B) Accepted during a moment in lieu of gold
(C) Backed by bullion or silver
(D) Decreed as income by a government

Q.9. Money is—
(A) Acceptable usually when it has unique value
(B) Constant in purchasing power
(C) The many glass of all assets
(D) All of a above

Q.10. Greshan’s law states that—
(A) Bad income promotes great income in a system
(B) Bad income drives great income out of circulation
(C) Good income drives bad income out of circulation
(D) Good income promotes bad income in a system

Q.11. Value of Money—
(A) Is eccentric of a cost level
(B) Is without delay associated to a cost level
(C) Is inversely associated to a cost level
(D) None of a above

Q.12. Demand lift acceleration can be caused by income factors including—
(A) A tumble in expenditure expenditure
(B) A pointy enlarge in unemployment
(C) A high rebate in approach taxation
(D) An enlarge in Income Tax

Q.13. The routine of deplation tends to favour—
(A) Debtor as well as Creditiors a like
(B) Debtor during a responsibility of Creditors
(C) Creditors during a responsibility of Debtors
(D) Profit receivers during a responsibility of bound income receivers

Q.14. Which of a following matter is not utterly loyal ?
(A) An enlarge in a supply of income will outcome in inflation
(B) Cost acceleration occurs when prices climb to cover increasing cause costs
(C) Inflation occurs when a worth of income declines
(D) Inflation will have a outcome of redistributing incomes inside of a country

Q.15. Which of a following people is many approaching to good from an inflationary incident ?
(A) A chairman who buys units from a Unit Trust
(B) A chairman who keeps his resources underneath a office building during home
(C) A chairman creates a vast in isolation loan to a friend
(D) A chairman who takes out a debt with a office building society

Q.16. The principal guilt of a Joint Stock Bank relates to—
(A) Its investment abroad
(B) Its investment during home
(C) Repayment of a customer’s deposits
(D) Its mandate to have special deposits when requested

Q.17. Which of a following is not a duty of a Commercial Banks ?
(A) Acting as a lender of final resort
(B) Lending to a in isolation as well as open sectors
(C) The sustenance of a coupon complement for environment debts
(D) The sustenance of protected deposition facilities

Q.18. When a Commercial Bank emanate credit areas that have been in outcome as well as increases—
(A) The inhabitant debt
(B) The supply of money
(C) The purchasing energy of a rupee
(D) The genuine resources of a country

Q.19. A patron does not need a bank comment to obtain—
(A) A Loan
(B) A Cheque Card
(C) A Banker’s Draft
(D) An Overdraft

Q.20. Which of a following is not a guilt of Commercial Banks—
(A) Security Holdings
(B) Treasury deposition during banks
(C) Demand deposits as well as time deposits
(D) Borrowing from Central Bank

Q.21. ‘Not negotiable’ created upon a coupon channel means—
(A) The coupon cannot be paid to any a single though a payee
(B) The coupon is stream usually for remuneration of a contract for that it is done out
(C) An honest chairman reception a stolen coupon is probable to compensate off a legitimate owner
(D) The coupon contingency be paid in to a bank

Q.22. The Central Bank is not approaching to perform a duty of—
(A) Acting as a clearing house
(B) The landowner to a government
(C) Accepting deposition from Commercial Banks
(D) Accepting deposits from ubiquitous public

Q.23. Increase in bank rates in all is followed by—
(A) An enlarge in marketplace rate of interest
(B) A tumble in marketplace rates of interest
(C) A climb usually in a deposits rates though not a lending rates
(D) A climb usually in a lending rates

Q.24. The vital quantitative financial apparatus accessible with a Central Bank is—
(A) Retioning of credit
(B) Regulation of consumer credit
(C) Margin requirements
(D) Reserve comparative measure requirements

Q.25. Bank contingency exclude remuneration of a coupon where—
(A) Cheque is not dated
(B) Where coupon is stale, i.e. date has expired
(C) Payment has been stopped by customer
(D) The coupon is not presented during operative hours of Bank

Q.26. A ‘Stale’ coupon is a single that is—
(A) Over 6 months old
(B) Converning an owing payment
(C) Cancelled by a drawer
(D) Written upon an comment that is overdrawn

Q.27. When a Central Bank sells securities, as a result—
(A) The income resources during a ordering of a blurb banks increase
(B) The income resources of a blurb banks sojourn unchanged
(C) The income resources during a ordering of blurb banks get diminished
(D) None of a above

Q.28. When a coupon is returned by a bank noted ‘Refer to Drawer’ this equates to a drawer—
(A) Has educated a bank not to compensate a cheque
(B) Whishes to be contacted prior to a coupon is cashed
(C) Has improperly finished a coupon as well as contingency scold it prior to payment
(D) Had deficient supports in his comment to compensate a cheque

Q.29. The stream Bank Rate is—
(A) 6%
(B) 8%
(C) 9%
(D) 9•5%

Q.30. It has been done mandatory for Non-Banking Financing Companies to get themselves purebred with … prior to Jul 8, 1997.
(A) RBI
(B) SEBI
(C) Government of India
(D) None of a above

Q.31. India ranks series … between a countries with a greatest expansion intensity in a universe according to a ultimate inform of universe Economic Forum.
(A) Six
(B) Five
(C) Four
(D) Three

Q.32. Which is a ‘most rival country’ of a universe according to a ultimate inform of universe Economic Forum ?
(A) Hong Kong
(B) Singapore
(C) United State of America
(D) Netherlands

Q.33. The extent slight extent of seductiveness upon post shipment rupee credit upon direct bills for movement duration upto 90 days is—
(A) 13%
(B) 14%
(C) 15%
(D) 16%

Q.34. Which of a following matter is scold about India according to a World Bank’s ultimate calculations ?
(A) India’s per capita inhabitant resources is $ 25000
(B) India’s per capita incomeis $ 360
(C) India’s per capita income (according to purchasing energy parity) is $ 2390
(D) All of a above

Q.35. Scheduled blurb banks available nonperforming resources (NPAs) of … during a finish of Mar 2006-07 opposite 1•8% during 2005-06.
(A) 2•3%
(B) 3•3%
(C) 1•5%
(D) 7•9%

Q.36. Which of a following is not a apparatus in a hands of RBI to carry out a inflationary vigour in a nation ?
(A) Bank Rate (BR)
(B) Special Drawing Rights (SDR)
(C) Statutory Liquidity Ratio (SLR)
(D) Cash Reserve Ratio (CRR)

Q.37. Which of a following is/are enclosed in Legal Tender Money in India ?
(A) Coins as well as banking notes
(B) Coins as well as bank drafts
(C) Currency records as well as SDRs
(D) Currency records released by RBI

Q.38. Which of a following is rightly matched?
(A) CRR upon FCNR (B) Scheme—12%
(B) Bank Rate—6%
(C) SLR upon NRE deposits—31•5%
(D) CRR upon NRE—13%

Q.39. India’s First Financial Archive has been set up at—
(A) Mumbai
(B) New Delhi
(C) Ahmedabad
(D) Kolkata

Q.40. Which of a following Bank joined with Oriented Bank of Commerce ?
(A) New Bank of India
(B) Punjab Co-operative Bank
(C) Bari Doab Bank
(D) (B) as well as (C) both