Hello sir, will you please provide me detail for the Royal Mediclaim Policy of Punjab national bank. What are silent features of Royal Mediclaim Policy of PNB?

This Royal mediclaim Policy of PNB is only for customers and account holders in the Punjab National Bank (PNB).

Basically a family floater scheme, the PNB-Oriental Royal Mediclaim Policy offers attractive premium rates as well as standard premium amounts for all customers under 80 years of age.

Benefits such as hospital cash, health check-up costs etc. are also included under this policy.

Silent features of PNB policy:

Family floater scheme where up to 4 family members can be covered under a single policy.

Policyholder, spouse and two dependent children can be included under a single premium.

Sum assured available from Rs.1 lakh to Rs.5 lakhs.

Medical examination not required at any stage of application or renewal.

Cashless hospitalization, health check, ambulance charges etc. are covered under the policy.

Attractive premium amounts with greater transparency in rates owing to uniform premium rates for all applicants under the age of 80.

Standard premium rates are – Rs.1,749 for Rs.1 lakh sum insured, Rs.3,320 for Rs.2 lakhs sum insured, Rs.4620 for Rs.3 lakhs sum insured, Rs.5,780 for Rs.4 lakhs sum insured, and Rs.6,830 for Rs.5 lakhs sum insured.

Nursing, boarding and room expenses up to 1% of total sum insured per day of hospitalization.

ICU expenses up to 2% of sum insured on a daily basis. Also, consultant, specialist, surgeon, anaesthetist etc. fees are covered.

Reimbursement of expenses when hospital not a part of network of PNB.

Pre-hospitalization cover up to 30 days before getting admitted, and post-hospitalization cover for 60 days

Eligibility:

Customers must have an account with PNB.

Customers and employee Covered individuals should be above 3 months and less than 80 years old.
Coverage for 2 children apart from applicant and his/her spouse.
Female child can be covered under this policy till her marriage.
Male child can be covered up to 26 years of age.