State Bank of Bikaner & Jaipur (SBBJ) is an associate bank of State Bank of India.


Eligibility for SBBJ Home Loan
Minimum age 21 years
Maximum age on maturity of loans 70 years

If your income is up to Rs. 2.00 lacs, you can borrow an amount which does not exceed 40%.

If your income is between Rs. 2.00 lacs and Rs. 5.00 lacs, you can borrow an amount which does not exceed 50%.

If your income is above Rs. 5.00 lacs, you can borrow an amount which does not exceed 55%.

The incomes of spouse /son/ daughter (any two) can be clubbed for the amount as well.

If you are in business, the loan amount will be considered on the basis of sales if the loan amount is more than Rupees 2.00 lakhs.

Maximum Tenure period

If you are a salaried applicant, you can take up to 30 years to repay

Documentation needed to apply for an State Bank of Bikaner & Jaipur Home Loan

1. Signed application form with photograph
2. ID and residence proof
3. Last 3 months bank statements
4. Latest Salary certificate/ Last 3 months Salary-slips
5. Documentation for salaried applicants:
Form 16/Income tax returns (2 years)
6. Documentation for self-employed applicants:
Income Tax Returns for latest year

State Bank of Bikaner & Jaipur Home Loan Interest Rates As on 13 May 2016

Interest Rate 9.55%
Processing Fees 0.5% of Loan Amount or Rs.10000 whichever is minimum
Loan Tenure 1 year to 30 years
Pre-closure Charges Nil
Partial PrePayment Charges Nil

To calculate State Bank of Bikaner & Jaipur (SBBJ) EMI here is process

Go on State Bank of Bikaner & Jaipur (SBBJ) official site

Click on EMI option given under tools and rates section

By click there you will land on EMI calculator page which look like given below image