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Old February 3rd, 2018, 11:46 AM
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Default SBBJ RD Interest Rates

Can you tell me about the interest rates for Recurring Deposit (RD) charged by SBBJ (State Bank of Bikaner & Jaipur), now merged with SBI (State Bank of India)?
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Old February 3rd, 2018, 11:46 AM
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Default Re: SBBJ RD Interest Rates

SBI (State Bank of India) Recurring Deposit (RD) ranging from 1 year to 10 years and rate of interest ranging between 6.00% p.a to 6.75% p.a for regular customers and an additional interest rate hike of 0.50% for senior citizens.

RD Tenure General Rates Rates for Senior Citizens

1 Year 6.25 % p.a 6.75 % p.a
Above 1 Year to 455 days 6.25 % p.a 6.75 % p.a
456 days to less than 2 years 6.25 % p.a 6.75 % p.a
2 years to less than 3 years 6.00 % p.a 6.50 % p.a
3 years to less than 5 years 6.00 % p.a 6.50 % p.a
5 years to 10 years 6.00 % p.a 6.50 % p.a

SBI Recurring Deposit Interest Rates
• SBI offers RD interest rates up to 6.25%
• Interest on RD with SBI is compounded quarterly.
• SBI accepts minimum deposits starting at Rs. 100.
• For senior citizens SBI offers RD rate up to 6.75%.

SBI RD Eligibility Criteria
• To open an account, one must be an Indian resident or a HUF (Hindu Undivided Families)
• An NRI can also open the RD account through NRO and NRE accounts
• If one is a minor, one can also open an RD account under the guardianship of one’s parents who will supervise the finances
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