What types of Interview questions are asked in South Indian Bank Recruitment ? Provide the South Indian Bank Recruitment Technical and HR Interview Questions along with the answers . Provide the past year South Indian Bank Recruitment Placement Papers .

Candidates will be selected in South Indian Bank on the basis of performance in written test and interview.

Bank Clerk Interview Questions-

Q: Tell /describe about yourself

Why should we hire you into our organization?

What are your strengths & weakness?

Where do you see yourself after 5 years ?

What is bank? What are the types of banks?

A bank is a financial institution licensed as a receiver of cash deposits. There are two types of banks, commercial banks and investment banks. In most of the countries, banks are regulated by the national government or central bank.

What is investment banking?

Investment banking manages portfolios of financial assets, commodity and currency, fixed income, corporate finance, corporate advisory services for mergers and acquisitions, debt and equity writing etc.

What is commercial bank?

Commercial bank is owned by the group of individuals or by a member of Federal Reserve System. The commercial bank offer services to individuals, they are primarily concerned with receiving deposits and lending to business. Such bank earns money by imposing interest on the loan borrowed by the borrower. The money that is deposited by the customer will be used by the bank to give business loan, auto loan, mortgages and home repair loans.

What are the types of Commercial Banks?

a) Retail or consumer banking

It is a small to mid-sized branch that directly deals with consumer’s transaction rather than corporate or other banks

b) Corporate or business banking

Corporate banking deals with cash management, underwriting, financing and issuing of stocks and bonds

c) Securities and Investment banking

Investment banking manages portfolios of financial assets, commodity and currency, fixed income, corporate finance, corporate advisory services for mergers and acquisitions, debt and equity writing etc.

d) Non-traditional options

There are many non-bank entities that offer financial services like that of the bank. The entities include credit card companies, credit card report agencies and credit card issuers

What attracts you to a career in banking?

What kind of lifestyle do you expect to have in banking?

Why have you chosen banking over consulting?

Do you know what you’re letting yourself in for?

What would you be doing if you weren’t in finance?

Do you know about the investment banking lifestyle? Why don’t you have a problem with it?