Hello sir I am Vishvas and I am here as I want to get the details of the Xpress Credit Personal Loan of State Bank of India so will you please provide me the same??

State Bank of India (SBI) is a government-owned bank with its headquarters in Mumbai, Maharashtra. State Bank of India (SBI) offers some of the most exciting Personal Loan products in India.

SBI offers 4 exciting types of Personal Loans:
Xpress Credit Personal Loan
SBI Saral Loan
SBI Festival Loans
Personal Loans to pensioners
Key Features of SBI Xpress Credit Personal Loan:
-Low interest rates applied on a daily reducing balance
-Processing Fees: 1% of the loan amount
-Zero prepayment penalty on SBI Xpress Credit
-Loan repayment period from 6 months to 5 years
-Available for only salaried applicants of select pool of companies
-Loan amount to vary between Rs 24000 and 15 lakhs only

Eligibility criteria for SBI Xpress Credit Loan :
-Minimum monthly income of Rs 5000. An exception to reduce this limit to 3000 could happen in case the salary account of the company is with SBI
-Applicants should be employees of Leading PSUs, Govt. organizations, Quasi-Govt. organizations, Reputed private sector organizations

Interest Rates for SBI Xpress Credit Loan:
The interest rates for this personal loan from SBI are 5.00%- 7.00% above the base floating rate.

This in the current times corresponds to 15.00% - 17.00% p.a..
The variations in the final rate may happen due to specific risk assessment of the applicant's profile.