The information about the various account related charges which are levied by State Bank of Patiala for the various services offered are as mentioned below:

Account Related Charges

Item
Account Related Charges
Revised Charges

Quarterly Average Balance (QAB)-Non maintenance charges- Current Account excluding CA of BCs
Rs.863/- for SME segment
Rs.626/- for other than SME

Quarterly Average Balance Non Maintenance charges- Savings Bank account (All Segments)
SME – Rs.575/- Min. Balance Rs.5000/-
Other than SME - NIL

Issue of Pass book
Free (For old entries Rs. 115/- per page
of statement)

Duplicate Pass book/Statement(Saving Bank Account, Current Account & Cash credit Account)
(Other than SME) - Rs. 115/- per passbook/statement with latest balance
Rs 25/- per page for previous entries. Min Rs. 115/- Max. Rs. No limit
(For SME) With latest balance Rs.115/- (Rs.115/- additional per 40 entries for previous entries)


Stop payment instructions
Saving Bank account (All segments)

CA/CC (All segments)
Rs. 58/- per instrument up to 3 leaves. Range of Cheques Rs.345/-
Rs. 115/- per instrument up to 3 leaves. Range of Cheques Rs.575/-
Rs. 115/- per instrument up to 3 leaves. Range of Cheques Rs.287/-

Account Related Charges Account closure:
Beyond 14 days- upto 6 months:
After 6 months but before 12 months:

Within 14 days:- NIL
Rs.575/-(individual a/c all seg. other than SME ),
Rs.345/-(individual a/c SME) Excluding Basic & Small accounts opened under FI

For Company /Non-Indv. All segments Rs.1150/-
Rs.230/-(Individual a/c SME), Rs.345/-(Individual A/c all seg. other than SME) Excluding Basic & Small accounts opened under FI For Company /Non-Indv. All segments Rs.575/-

Transfer of Account( SB/CA) All segments
Rs.115/- per occasion.

Cheque returned charges – (for insufficient fund only) Cheques drawn on us. (Local /Outstation) (Outward & Inward clearing
-Cheque upto Rs.1.00 lacs: Rs.345/-
-Cheque above Rs.1.00 lacs: Rs.460/-
(For SME segment) – Rs.632/- irrespective of the amount

Cheque return charges- cheque drawn on us (for technical reason, other than link/system/ power failure)
Rs. 173/+ Other Bank’s charges ( No charges will be recover, where the customer is not at fault)

Miscellaneous Charges (Inclusive of Service Tax @ 15%)