My father has saving account in Tamilnad Mercantile Bank. He wants to check his Account Balance without going branch. So tell me is there any procedure to check Account Balance of Tamilnad Mercantile Bank from home?

The Tamilnad Mercantile Bank provides Mobile / SMS Banking Service for its customers.

Customers of Tamilnad Mercantile Bank can use this service to check account balance.

Tamilnad Mercantile Bank Details
SMS Alert facility is free to the customers of Tamilnad Mercantile Bank.

There are two types of services available namely SMS PUSH Alerts and SMS PULL Alerts.

The bank is introducing the Push Alert facility, initially and the Pull Alerts Services will be introduced later.

M-Banking which is different from Mobile SMS Banking.

Push Alert services are as follows
To send an alert when the account balance goes above the maximum balance specified by the customers.

To send an alert when the transaction amount credited is Rs. 10,000 and above or the amount specified by the customer, whichever is higher.

To send an alert when a cheque is bounced.

To send an alert when the outstation cheque is realized.

To send an alert when a cheque deposited by the customer gets returned un paid.

To send an alert when the transaction amount debited is Rs. 10,000 and above or the amount specified by the customer, whichever is higher.

To send the end of day balance of the specified account given by the customer (CA / OD / CC).

Eligibility
Any customer (resident / non-resident) who has a SB / CA / CC / OD account (in his individual capacity) in this bank is eligible for this service.

The customer can also include his joint account even if the mode of operation is “Either or Survivor” or “Former or Survivor”.

SMS Banking facilities are also offered to the Karta (HUF), Partnership as well as Limited Company account holders.

SMS Banking facilities to the Karta of HUF who are maintaining Savings Bank / Current / Overdraft / Cash Credit accounts are allowed with the mentioned Conditions and submission of undertaking in the Annexure - III

Registration Process
Customers have to submit the application form (as enclosed in the annexure) by giving their mobile number, account number and alert details.

Helpline
Helpdesk 180 0425 0426 / 9842 461 461