Bank of America is a branch bank established in 1904 and headquartered in Charlotte, NC. It works 4,861 branches in 36 states.

In light of its charges, size, and record loan costs this bank gets a Smart Rating of 95 out of 100, which is superior to the normal of 94 for a national bank.

TCF National Bank is a branch bank established in 1923 and headquartered in Sioux Falls, SD. It works 397 branches in 8 states.

In view of its charges, size, and record loan fees this bank gets a Smart Rating of 94 out of 100, which is about equivalent to the normal for a branch bank.

Key Details

Bank if America
Higher Fees than competitors
Lower Savings Account rates than other banks
Lower Checking Account rates than other banks
More Branches per state than most national institutions
Fewer ATMs per state than comparable institutions

TCF Bank
Lower Fees than competitors
Lower Savings Account rates than other banks
More Branches per state than most national institutions

Available Accounts

Bank if America
Checking - Yes
Savings - Yes
CDs - Yes
Credit Cards - Yes
Debit Cards - Yes

TCF Bank
Checking - No
Savings - No
CDs - No
Credit Cards - No
Debit Cards - No