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  #1  
Old March 29th, 2017, 02:03 PM
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Default Union Bank of India Child Plan

My uncle wants to know about child plans of Union Bank of India. He said me to search about latest child plan of this Bank, so is there anybody who will give complete information related to Child Plan of Union Bank of India?
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  #2  
Old March 29th, 2017, 02:28 PM
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Default Re: Union Bank of India Child Plan

The Union Bank of India offers Sukanya Samridhhi Scheme for Girl Child.

I am giving details about Sukanya Samridhhi Scheme for your reference:

Who can open the account:
A natural/ legal guardian on behalf of a girl child

Age Limit
Till a girl attains an age of 10,

Maximum number of accounts:
Upto two girl children or three in case of twin girls as second birth or the first birth itself results in three girl children

Minimum and Maximum Amount of Deposit:
Min. Rs.1,000/- of initial deposit with multiple of one hundred rupees thereafter with annual ceiling of Rs.1,50,000/- in a financial year

Tenure of the Deposit:
21 years from the date of opening of the account

Maximum period upto which deposits can be made:
15 years from the date of opening of the account

Tax Rebate:
As applicable under section 80C of the IT Act, 1961

Irregular Payment/ Revival of account:
By payment of penalty of Rs.50 per year alongwith the minimum specified amount per year

Withdrawal
50% of the balance lying in the account as at the end of previous financial year for the purpose of higher education, marriage after attaining the age of 18 years

Rate of Interest:
Type of Account Rate of Interest w.e.f 01.01.2017 (p.a.)
5 Year Senior Citizens Savings Scheme (SCSS2004) 8.5%
Public Provident Fund Scheme, 1968 (PPF) 8.0%
Kisan Vikas Patra 7.7%
Sukanya Samridhhi Scheme 8.5%
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  #3  
Old May 15th, 2018, 03:18 PM
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Default Re: Union Bank of India Child Plan

Do you have any other plans for children? AGE less than 2 years
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