#1
June 14th, 2016, 07:57 AM
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United Bank of India GK
Hi I would like to have the question which is asked in the interview round for the recruitment at United Bank of India which relates to general knowledge related to banking industry?
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#2
June 14th, 2016, 08:16 AM
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Re: United Bank of India GK
The question which are asked in the interview round for the recruitment at United Bank of India which relates to general knowledge related to banking Industry 1. Which of the following public sector banks has the largest number of branches in foreign countries? Bank of India Bank of Baroda Punjab National Bank Corporation Bank 2. The only merger of two public sector banks took place between - Bank of India and New Bank of India Punjab National Bank and New Bank of India Allahabad Bank and United Bank of India Punjab National Bank and Bank of Rajasthan 3. Which of the following banks was inaugurated by Mahatma Gandhi in 1919? Bank of Maharashtra Bank of Baroda State Bank of Saurashtra Union Bank of India 4. After State Bank of India, which of the following banks has the largest number of offices? Punjab National Bank Bank of India Andhra Bank Canara Bank 5. Which of the following rates are reviewed by the RBI at the time of periodical review of the policy? Bank rate Repo rate Savings bank rate Only 1 Only 2 Both 1 and 2 All the three 6. What are teaser loan rates charged by banks? Rate of interest which is competitively changed in relation to other banks Floating rate of interest charged by banks Low rate of interest in the initial period which goes up subsequently Higher rate of interest in the initial period which goes down subsequently 7. Which of the following terms is used in banking field? Interest rate swap Input devices Sedimentary Zero Hour 8. Expand the term EMI as used in banking/finance sector? Easy Monthly Instalment Equal Monthly Investment Equated Monthly Instalment Equated Mortgage Investment 9. Bank rate is decided by which of the following? Reserve Bank of India Government Of India State Bank of India Securities and Exchange Board of India 10. With which of following types of loans are teaser rates related? Home loans Personal loans Auto loans Reverse mortgage loans 11. What does M in M-Banking Facility being offered by banks to their customers, stand for? Money Marginal Message Mobile Phone 12. Which of the following is/are true about the Sub-Prime Crisis? It is a mortgage crisis referring to credit default by the borrowers. Sub-Prime borrowers were those borrowers who were rated low and were high risk borrowers. This crisis originated because of negligence in credit rating of the borrowers. Only 1 Only 2 Only 3 All 1, 2, and 3 13. Which of the following is the apex institution which handles refinance for agriculture and rural development in India? RBI SIDBI NABARD SEBI 14. In which denomination were India's first bimetallic coins issued in the year 2009? Rs. 100 Rs. 5 Rs. 10 Re. 1 15. Which of the following is not the function of the Reserve Bank of India ? Acting as banker to the Government Keeping of Foreign Exchange Reserve Issuing of one rupee notes and coins Regulating credit in the country 16. With which of the following is SARFAESI Act 2002 related? Recovery of bad loans Regulation of Foreign Exchange Fixation of interest rates Acquisition of small banks |