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July 30th, 2016, 09:09 AM
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Join Date: Mar 2012
United India Insurance Company Limited Personal Accident Insurance

I want to apply for Personal Accident Insurance in United India Insurance Company Limited so can you please provide me the details of Insurance?

United India Insurance Company Limited provides Personal Accident Insurance to fulfil the Physical loss to an individual due to an accidental injury ( including fatal)

Personal Accident Insurance

Who can be Insured ?

Any individual or group of individuals aged between 5 and 70.

Subject to medical examination at 70 a person can be covered up to 80.

Insured against what risk ?

Death or disablement from accidental bodily injury ( anywhere in the world).

When an accidental injury being the sole and direct cause results ( during the period of insurance) in:

Death 100 % of Sum Insured
Permanent Total Disablement 100 % of Sum Insured
Loss of two limbs/ Two eyes or one limb and one eye 100 % of Sum Insured
Loss of one limb or one eye 50 % of Sum Insured
Permanent Partial Disablement Varying % of Sum Insured as per policy
Temporary Total Disablement 1 % of Capital Sum Insured per week Subject to a maximum of Rs 3000 per week for a maximum period of 100 weeks

On payment of extra premium medical expenses incurred up to 25 % of claim or 10 % of Sum Insured can be covered.

Policy also pays for education fund for dependant children (2) of deceased insured and expenses of carriage of dead body of insured from accident site

Policy will not pay under below circumstances-

Any payment after admission of a claim for 50 % / 100 % of Capital Sum Insured

Compensation under more than one clause for same period of disability not exceeding capital sum insured

Any claim in the same period of insurance exceeding the Capital Sum Insured

Pregnancy related claim

Suicide attempt there at VD criminal breach of law accidental death/injury under influence of liquor/drugs

War and nuclear perils

Contact-

Registered & Head Office
United India Insurance Co. Ltd.
24, Whites Road,
Chennai - 600014
Ph :91-044-28520161

Corporate Learning Centre
'NALANDA' Corporate Learning Centre.
United India Insurance Co. Ltd.
No.19, IV Lane(Beside M.O.P Vaishnav College)
Nungambakkam High Road
Chennai – 600 034, Tamil Nadu, India
Ph : 91-044- 28332220/ 28330421

Customer Support
customercare@uiic.co.in

Last edited by Neelurk; May 23rd, 2020 at 12:22 PM.
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