As you have asked about the self user IF creation in Union Bank of India, I am giving you information about it, check below for the details

Union Bank of India has facilitated its customers (ATM Card Holders) to Register Online for Retail Internet Banking Services.
You can opt for Only View or View & Transaction facility of Retail Internet Banking Services.
You can use this online facility from anywhere through Internet
You are not required to visit the branches for Retail Internet Banking Registration.
You can register himself only once for one ATM Card.
Accounts, which are already registered for Retail Internet Banking Services, can not be registered again.

FIVE MUST for Self User Creation

ATM Card number & ATM PIN number
Account Number
Date of Birth or PAN number
Details of any 1 out of last 5 transactions for above account.
Your mobile number & e-mail id should be present for above account at branch (one time activity).

Steps for Self User ID creation:

Click "Self User Creation" link on Net-Banking website of Union Bank of India
Enter the followings.
ATM Card number, PIN number & 15 digit Account Number
Date of Birth or PAN Number
Amount of any 1 out of last 5 transactions for the account
Select the Debit or Credit option for the above transaction details.
You can select “View Only” or “View & Transaction” facility.
If all data entered are correct, then you will be displayed your User ID, Name.
If you continue, you will be asked to put the Login / both Login & transaction passwords as per your facility selection.
You can access Internet Banking Services after 2 working days.

hI need my user id and password to use net banking its to difficult to generate in online plz help me