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June 25th, 2016, 01:09 PM
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Join Date: Mar 2012
UTR No Of State Bank Of Patiala

I want to know the use of UTR No of State Bank of Patiala so can you please tell me?

The Unique Trasaction Reference UTR Number is generally used in association with NEFT transactions done through bank.

For every successful NEFT transaction, your Bank will provide a UTR number (Unique Transaction Reference No.).

If you do the a NEFT transaction with a branch of State Bank of Patiala, the State Bank of Patiala will provide the UTR No. to you which can be used to track the transaction later.

So, UTR number is a unique code for identifying the NEFT transaction.
Minimum / maximum amount for RTGS / NEFT transactions under Retail Internet Banking

Type Minimum Maximum
RTGS Rs.2 Lakhs No Limit
NEFT No Minimum amount No Limit

Minimum / maximum amount for RTGS / NEFT transactions under Corporate Internet Banking

Type Minimum Maximum
RTGS Rs.2 Lakhs No Limit
NEFT No Minimum amount No Limit

NEFT transactions will be sent to RBI based on the following schedule:

Day Start Time End Time
Monday to Working Saturday 7:00 hrs 18:30 hrs

NEFT transactions are settled in batches based on the following timings:

12 settlements on weekdays - at 08:00, 09:00, 10:00, 11:00, 12:00, 13:00, 14:00, 15:00, 16:00, 17:00, 18:00 and 19:00 hrs.

6 settlements on Saturdays - at 08:00, 09:00, 10:00, 11:00, 12:00 and 13:00 hrs.

All the above timings are based on Indian Standard Time (IST) only.

Customer service: 1800 180 2010

Last edited by Neelurk; February 26th, 2020 at 08:44 AM.
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