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#1
January 14th, 2016, 10:47 AM
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 Vijaya Bank Personal Loan Process   |
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#2
January 14th, 2016, 10:48 AM
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| Re: Vijaya Bank Personal Loan Process
Please find the details of the Vijaya Bank’s Personal Loan Scheme for different category of persons: Vijaya Bank Personal Loan Details: Salaried Self Employed Loan Scheme V Cash Loan Type Term Loan Loan Amount Salaried Self Employed Min. - Rs 50000 Max. - Rs 200000 Min. - Rs 50000 Max. - Rs 200000 Tenure Salaried Self Employed Min. - 12 Months. Max. - 60 Months. Min. - 12 Months. Max. - 60 Months. Time To Process Loan 7 Days 7 Days Fees & Charges: Vijaya Bank Personal Loan Salaried Self Employed Processing Fee 0.55 % 0.55 % Pre-Payment Charges 1.13 % 1.13 % Vijaya Bank Personal Loan Interest Rate Interest Rate Salaried Self Employed Min. - 14.75 % Max. - 15.75 % Min. - 14.75 % Max. - 15.75 % PURPOSE For meeting short term credit needs. ELIGIBILITY Salaried persons/ Pensioners AGE LIMIT Between 21 to 55(Left over service to be min. of 2 years) Pensioners – Exit Age – 72 years. QUANTUM Last18 month’s average net take home salary, with maximum of Rs.6.00 lakhs For pensioners: 18 months gross pension with maximum of RS.2.00 lakhs RATEOFINTEREST • For Pensioners - BR+3.05 • For others - BR+4.05 REPAYMENT PERIOD 60 Equated Monthly Instalments. PRESANCTION DOCUMENTS Most recent salary certificate of the aspirants. Salary of the future borrower is credited to his bank account maintained with us at least for a minimum period of 6 months prior to the loan. Contact Details: VIJAYA BANK ARMB, NO. 144,,MOORE STREET,,CHENNAI,PinCode:600001 Email: che.armb3043@VIJAYABANK.co.in Phone: 044-25341587 |
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