At West Branch Valley Federal Credit Union, members come first. They are the first credit union to provide access to credit union service to all of the residents of Lycoming County.

Credit unions provide low cost / no fees for their financial products and services, and now, they are able to provide easier access to join and share in the benefits of credit union membership.

Their current members and their immediate family members will not be affected by the charter change.

Current Rates:

Savings Rates
APR APY
Share (savings) ............. 0.10% 0.10%
Preferred Checking.......
> $500.00... 0.05% 0.05%
$0.00 - $499.99............ 0.00% 0.00%
Back on Track Checking ............. 0.00% 0.00%
Senior Checking .......... 0.05% 0.05%
Standard Checking ....... 0.00% 0.00%
Youth Club Account...... 0.25% 0.25%
Christmas Club Account 0.15% 0.15%
U Name It Account ........ 0.10% 0.10%

Rates May Change without prior notice

Tiered Money Market Accounts
APR APY
> $100,000.00....... 0.10% 0.10%
$50,000.00 - $99,999.99 ......... 0.10% 0.10%
$25,000.00 - $49,999.99 ......... 0.10% 0.10%
$10,000.00 - $24,999.99.......... 0.10% 0.10%
$ 5,000.00 - $ 9,999.99 ......... 0.10% 0.10%
$ 2,500.00 - $ 4,999.99 ......... 0.10% 0.10%
$ 0.00 - $ 2,499.99 ................. 0.00% 0.00%

Minimum balance to earn dividends is $2,500.00

The minimum dollar amount on any withdrawal or transfer will be $1,000.
There are no limits on the dollar amounts or number of deposits made during the month.

IRA Share Accounts

APR APY
Share (savings) .......... 0.20% 0.20%

IRA Certificate Rates

$500 (Minimum Deposit)
APR APY
6 month ....... 0.34% 0.35%
9 months ..... 0.39% 0.40%
12-months ... 0.44% 0.45%
18-months ... 0.49% 0.50%
24-months ... 0.59% 0.60%
36-months ... 0.89% 0.90%
48-months ... 1.09% 1.10%
60-months ... 1.53% 1.55%

Add 10BP over $25,000.00

Share Certificate

$500 (Minimum Deposit)
APR APY
6 month ....... 0.30% 0.30%
9 months ..... 0.34% 0.35%
12-months ... 0.39% 0.40%
18-months ... 0.44% 0.45%
24-months ... 0.54% 0.55%
36-months ... 0.84% 0.85%
48-months ... 1.04% 1.05%
60-months ... 1.49% 1.50%

Add 10BP over $25,000.00

Rates May Change without prior notice

Youth 2-5-0 Share Certificate

$250 (minimum deposit)
APR APY
2.50 years (30 months) . 1.24% 1.25%

Rates May Change without prior notice

Fixed Rate Loans ****

Automobile Loans

New/ Untitled or Used/Previously Titled
$25,000 or more:
2015-2017 (up to 84 months) .............. 4.24% APR
$15,000 or more:
2013-2017 (up to 72 months) 3.24% APR
Used/Previously Titled
2009-2012 (up to 60 months) 3.24% APR
2007-2008 (up to 48 months) 7.24% APR

Personal Loans

Personal Loans (up to 60 months) $15,000 max ** .. 11.15% APR
Share Secured (up to 36 months) ........... 5.00% APR
Share Secured (up to 60 months) ........... 5.50% APR
Share Secured (61-120 months) ............. 6.00% APR
VISA No Annual Fee, $10,000 maximum ** ............. 10.65% APR
VISA Cash Advances ** ...... 10.65% APR

** The Maximum credit limit is not guaranteed to every applicant and will be subject to the applicant's qualifications.

Contact-

WBVFCU

Main Office Location
1640 High Street
Williamsport, PA. 17701
Local: (570) 323-9407
Toll Free: (800) 326-9539
Fax: (570) 323-2154
Total Teller: (570) 323-4851
E-Mail: mail@wbvfcu.org

Main Office Hours

Lobby Hours
Monday 9:00AM to 5:00PM
Tuesday 9:00AM to 5:00PM
Wednesday 9:00AM to 1:00PM
Thursday 9:00AM to 5:00PM
Friday 9:00AM to 5:30PM

Drive-thru
Monday 9:00AM to 5:00PM
Tuesday 9:00AM to 5:00PM
Wednesday 9:00AM to 1:00PM
Thursday 9:00AM to 5:00PM
Friday 9:00AM to 5:30PM
Saturday 9:00AM to 12:00PM