The Yes Bank has a strong focus on sustainable business solutions for Agriculture and Rural Issues of the country. It is the Bank’s steady endeavour to support business initiatives and innovative strategies that assist drive inclusive growth.

ARB is the Bank’s dedicated group focused on fulfilling the financial needs of agriculture and allied sectors.

YES BANK provides one with comprehensive solutions for the agri financing needs. The product suite covers the following:
• Small Agri Enterprises Loan
• Commodity Finance
• KrishakSahyog


The Small Agri Enterprises Loan is principally aimed at individuals involved in farming and business units engaged in trading and manufacturing, and commission agents.

Features
Turnover based lending approach for assessment of credit limits
Peak and Non peak Facility for Agri processors
Term Loan tenor upto 10 Yrs for Plantation and horticulture Crop
Quarterly submission of Stock Statement

Loan Amount
Minimum Loan Amount: INR 20 lacs
Maximum Loan Amount: INR 5cr

Facility Type
Fund Based
Cash Credit/Overdraft/Working Capital Demand
Loan/Short Term Loan /Term Loan /Drop Line OD, Export Credit
Non – Fund Based Letter of Credit, Buyers Credit, Bank guarantee

Security
Exclusive charges on Current Asset (stock & book debt) by way of hypothecation
Residential/ Commercial/Industrial (Upto Certain percentage)/ NA Plot, Liquid Collateral in the outline of FD/NSC/KVP/IVP/LIC etc can be accepted

Address:

Corporate Headquarters:
YES BANK Limited, Nehru Centre, 9th floor,
Discovery of India, Dr. A.B. Road, Worli,
Mumbai – 400 018, India.
Tel: +91 (22) 6669 9000
Fax: +91 (22) 2490 0314