As you have a plot and want to know more about Yes Bank, Loan facility Against Property, here I will gather information for you.

Eligibility
Salaried
Minimum Income – Rs.3 Lakhs Per Annum

Minimum Age – 23 Years, if income of the applicant / co-applicant is considered, 21years & if income of the applicant / co-applicant is not considered

Maximum Age - 60 Years, if income of the applicant / co-applicant is considered & 70 years, if income of the applicant / co-applicant is not considered

Experience – 6 months in current employment, 3 years in total employment

Self Employed
Minimum Income – Cash Profit of Rs.4 Lakhs Per Annum

Minimum Turnover – Rs.15 Lakhs per annum for service providers / commission income, Rs.10 Lakhs per annum for doctors, Rs.60 Lacs for non service providers

Minimum Age – 23 Years, if income of the applicant / co-applicant is considered & 21years, if income of the applicant / co-applicant is not considered

Maximum Age - 65 Years, if income of the applicant / co-applicant is considered & 70years, if income of the applicant / co-applicant is not considered

No of years in business / profession – minimum 3 years

Loan available on
Loan against a Residential or Commercial property as a pure term loan

Drop-line Overdraft facility – A unique Overdraft facility backed against a collateral with a monthly limit drop for a fixed tenor

Loan for purchase of a Commercial Property

Loan against Rent Receivables – A collateral backed unique funding proposition against monthly rental income received by customers from their leased out properties.

Documents
Proof of Identity and Signature

Proof of Address (Office and Residence)

Income Documents:

Salaried: 2 Latest salary slips and IT Returns / Form 16 for last 2 years

Self Employed Professionals: Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns

Self Employed Businessmen / Retail SME Enterprises: Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss


Address:-
Yes Bank
9th floor, Discovery of India, Dr. A.b. Road, Worli, Mumbai - 400 018, India.

Phone:-
1800 2000