The Fire insurance is insurance that is used to cover damage to a property caused by fire.

Fire insurance is a specialized form of insurance beyond property insurance, and is designed to cover the cost of replacement, reconstruction or repair

Burning cost is the estimated cost of claims in the forthcoming insurance period.

It is calculated from previous years’ experience adjusted for changes in the numbers insured.

The nature of cover and rate of medical inflation.

Fire insurance does not cover the

Excluding destruction or damage caused to the property insured by

(a)

(i) its own fermentation, natural heating or spontaneous combustion.

(ii) its undergoing any heating or drying process.

(b) Burning of property insured by order of any Public Authority.

Addresses of Offices of IRDA

Head Office :

Insurance Regulatory and Development Authority of India
3rd Floor, Parisrama Bhavan, Basheer Bagh HYDERABAD 500 004
Telangana State (INDIA )

Ph: (040) 23381100
Fax: (040) 6682 3334

Delhi Office:

Insurance Regulatory and Development Authority of India
Delhi Office – Gate No. 3
Jeevan Tara Building, First Floor
Sansad Marg, New Delhi-110001

Ph: (011) - 2344 4400

Fax: (011) - 2374 7650


Mumbai Office:

Insurance Regulatory and Development Authority of India
Mumbai Regional Office
Royal Insurance Building
12, J. Tata Road, Ground Floor
Mumbai 400 020.
Near Churchgate)


Phone No.: 022- 22898600