IRDA Microinsurance is the protection of low-income people against specific perils in exchange for regular premium payment proportionate to the likelihood and cost of the risks involved.

Microinsurance schemes may cover various risks (health, life, etc.); the most frequent microinsurance products are:

Life microinsurance (and retirement savings plans)
Health microinsurance (hospitalisation, primary health care, maternity, etc.)
Disability microinsurance
Property microinsurance – assets, livestock, housing
Crop microinsurance

List of some IRDA Micro Insurance products:

Aviva Nayi Grameen Suraksha-Micro Insurance Product
Credit Plus
Bharti AXA Life Jan Suraksha
BSLI Bima Kavach Yojana
BSLI Bima Suraksha Super
BSLI Bima Dhan Sanchay
BSLI Grameena Jeevan Raksha Plan
Canara HSBC-Sampoorna Kavach Plan
DHFL Pramerica Sarv Suraksha
Edelweiss Tokio Life - Raksha Kavach (Micro Insurance Plan)
Edelweiss Tokio Life - Dhan Nivesh Bima Yojana
HDFC SL Sarvgrameen Bachat Yojana
ICICI Pru Sarv Jana Suraksha
ICICI Pru Anmol Bachat
IDBI Federal Group Microsurance Plan
IDBI Federal Termsurance Sampoorn Surksha Micro Insurance Plan
Kotak Sampoorn Bima Micro-Insurance Plan
Met Grameen Ashray
Sahara Surakshit Pariwar Jeevan Bima
SBI Life Grameen Shakti
SBI Life Grameen Super Suraksha
SBI Life Grameen Bima
Shri Sahay
TATA AIA Life Insurance Navkalyan Yojna - Micro Insurance Product
LIC's New Jeevan Mangal
LIC's Bhagya Lakshmi

Contact:

IRDA
Head Office: Hyderabad
3rd Floor, Parisrama Bhavan,
Basheer Bagh,
Hyderabad - 500004,
Telangana, INDIA.
+91 40 2338 1100
+91 40 6682 3334