My symbol of identification is Ram and would you please provide me information about Lending Performance of Punjab National Bank

Punjab National Bank, India’s first Swadeshi Bank, commenced its operations on April 12, 1895 from Lahore, with an authorized capital of Rs 2 lac and working capital of Rs 20,000

Performance Highlights for Q4 FY 15 and FY 2015

Top Line Milestones:
Global Assets Rs. 6.0 Lac Crore
Global Deposits Rs. 5.0 Lac Crore
Savings Deposits Rs. 1.5 Lac Crore
Overseas Business Rs. 1.0 Lac Crore

Key Performance Indicators:
CRAR (BASEL III) 12.21%
Net Interest Margin 3.15% (FY 2015)
Cost Of Deposit 6.09% (FY 2015)
Cost to Income Ratio 46.74%(FY 2015)
Operating Profit to AWF 2.06% (FY 2015)

YOY Growth (%)
MSME Credit 21.37%
Retail Credit 24.57%
Housing Loan 26.45%

Bottom Line Achievement (FY2015)
Operating Profit Rs 11955 Crore
Total Income Rs 52206 Crore
Other Income Rs 5891 Crore

Q4FY15
Net Profit of the Bank for the quarter ended March 2015 (Q4 FY’15) amounted to Rs.307
crore.

Operating Profit for Q4 FY’15 stood at Rs 3203 crore as against Rs 3173 crore in Q4 FY’14.

Total income during Q4 FY’15 rose by 7.7 % to Rs.13456 crore
FY15

Net Profit of the Bank for Financial Year ended March 2015 amounted to Rs.3062 crore as compared to Rs 3343 crore last year.

Operating profit of the Bank during the Financial Year ended March 2015 grew by 5% to reach Rs. 11955 crore from Rs 11384 crore in March’14.

Total income during FY’15 rose by 9.2% to Rs. 52206 crore with a growth of 7.4% in Interest Income on advances.

Net Interest Income during FY’15 amounted Rs 16556 crore as against 16146 Crore in FY’14.

Performance Highlights Punjab National Bank