With HDFC Bank Loan on credit card products, you can get a pre-approved loan with the credit card.

Types of Loan on HDFC Credit Cards:

Two types of pre-approved loan schemes are offered on credit cards.

1. Insta Loan
Insta Loan is a pre-approved loan within the credit limit of your HDFC credit card.

2. Insta Jumbo Loan
This is a pre-approved loan scheme which is above the credit limit of HDFC credit card.

The loan amount will not be blocked against the credit limit for Insta Jumbo Loan.

Eligibility

Only select HDFC Credit Cardholders are eligible for the loan through Insta Loan and Insta Jumbo Loan schemes.

You can check the eligibility using any of the following.

NetBanking

If you are a credit cardholder registered with NetBanking facility, login to your account and select “Transact” option under the credit cards section.

You can go to “Insta Loan” or “Insta Jumbo Loan” to check your eligibility.

Phone Banking

You can also check your availability by contacting HDFC Phone Banking unit anytime round the clock.

Features and Benefits of HDFC Loan on Credit Cards:

The loan amount will be quickly disbursed through credit to the HDFC Bank Savings Account.

HDFC Loan on credit cards come with attractive interest rates.

With flexible tenures ranging from 12 to 60 months, you can choose a period that you are most comfortable with.

Insta Jumbo loan scheme gives you the flexibility to avail a loan without blocking credit limit.

HDFC Loan on credit cards are pre-approved, meaning you require no documentation for the loan.