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  #1  
August 29th, 2016, 06:13 PM
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SBI Vs HDFC Home Loan

Where the interest rate low for home loan at State Bank of India (SBI) or at HDFC bank ? Give interest detail of both the banks for home loan ?
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  #2  
August 30th, 2016, 07:40 AM
Super Moderator
 
Join Date: Mar 2012
Re: SBI Vs HDFC Home Loan

Interest rate for home loan is lower at State Bank of India (SBI) .

As per your request I am here giving you interest rates for home loan at SBI .

SBI Home Loans –
Interest Rates
Borrowers' category:
Home Loan interest rate, irrespective of loan limit:

Women :
20 bps above the MCLR i.e. 9.30% p.a

Others:
25 bps above the MCLR i.e. 9.35% p.a.

HDFC Home Loan
Interest Rates

Adjustable Rate Loan

RPLR: 16.30%
Loan Slab Interest Rates (% p.a.) RPLR minus Spread
For Women
(Any Loan Amount) 9.40 to 9.90 RPLR - (6.90 to 6.40)

Any Loan Amount 9.45 to 9.95 RPLR - (6.85 to 6.35)

TruFixed Loan – 2 & 3 Year Fixed Rate Variant

RPLR: 16.30%

Loan Slab :
Interest Rates during the 2 & 3 Year Fixed Rate Term (% p.a.) :
Post the Fixed Rate Term the applicable Interest Rates shall be the prevailing Rate of Interest under Adjustable Rate:

For Women
(Any Loan Amount)
9.50 to 10.00 RPLR - (6.80 to 6.30)

Any Loan Amount
9.55 to 10.05
RPLR – (6.75 to 6.2

TruFixed Loan – 10 Year Fixed Rate Variant

RPLR: 16.30%
Loan Slab:
Interest Rates During The 10 Year Fixed Rate Term(% p.a.):
Post The Fixed Rate Term The Applicable Interest Rates Shall Be The Prevailing Rate Of Interest Under Adjustable Rate:

For Women
(Any Loan Amount)
9.70 to 10.20
RPLR - (6.60 to 6.10)

Any Loan Amount
9.75 to 10.25
RPLR – (6.55 to 6.05)


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