#1
January 19th, 2016, 05:55 PM
| |||
| |||
HDFC Loan Eligibility
Hello sir I am Maan and I want to apply for Personal Loan at HDFC Bank so will you please tell me what is the eligibility criteria for this Loan??
|
#2
January 19th, 2016, 05:55 PM
| |||
| |||
Re: HDFC Loan Eligibility
As you said that you want to apply for Personal Loan at HDFC Bank so below I am providing you all the details about this Loan which also include eligibility criteria Eligibility Criteria You are eligible for HDFC Bank personal loan if: -You are between 21 and 60 years of age -In case you are salaried, you are in a full time job for at least 24 months of which not less 12 months must be with your current company -In case you are self-employed, you must be in current profession or business for at least 4 years and should preferably be owning either your office or your place of residence. Minimum turnover and minimum net income criteria may apply -HDFC Bank does not specify any particular CIBIL score for being eligible for a personal loan, it is observed that a score of 750 and above is desirable Documents required - Salaried -Filled up loan application form -2 Passport Size Photo -Copy of Income Tax PAN -Identity Proof - Passport/ Driving Licence/ Voter ID/ PAN -Residential Address Proof - Leave and License/ Registered Rent Agreement/ Utility Bill (upto 3 months old), Passport -Income Documents – 3 months payslip, 2 years Form 16, 3 months bank statement showing salary credit and any EMI debit Documents required - Self-Employed -Filled up loan application form -2 Passport Size Photo -Copy of Income Tax PAN -Identity Proof - Passport/ Driving Licence/ Voter ID/ PAN -Residential Address Proof - Leave and License/ Registered Rent Agreement/ Utility Bill (upto 3 months old), Passport -Income Documents – 2 years audited financials, 6 months bank statement -Business proof such as VAT/ service tax registration, incorporation details in case of companies, business address proof |
|