Grow your small firm or large-scale company with business loans from HDFC Bank.

Their business loans come with a host of benefits and are tailormade to meet your unique business needs.

They offer among the best business loans in India, with complete transparency and competitive interest rates.

HDFC Bank Business Loan

Features-

Fulfil Your Every Need

Avail of a loan up to Rs. 40 lakhs (up to Rs. 50 lakhs in select locations) without any collateral, guarantor or security

Transfer your existing Business Loan to HDFC Bank for lower EMIs, and enjoy their benefits

Interest rates as low as 15.75%* on the existing loan transfer
Processing fee as low as 0.99%

Dropline Overdraft Facility

Pay the interest only on the amount utilized.

Dropline Overdraft Facility up to Rs.5 Lac - 15 Lac*
No Guarantor / Security required.
Tenure ranging from 12-48 months.
Attractive Rate of Interest
No Foreclosure / part Closure shall be permitted during the first 6 months of the limit setting.

Flexible Tenure

You can repay your loan over a period of 12 to 48 months.

Convenient Borrowing

For any help with your loan, you can reach out to us via SMS, Webchat, Click2Talk and PhoneBanking.

Eligibility criteria-

Self employed individuals, Proprietors, Private Ltd. Co. and Partnership Firms involved in the business of Manufacturing, Trading or Services.

The business should have a minimum turnover of Rs. 40 lakhs

Individuals who have been in the current business for a minimum of 3 years, with 5 years total business experience.

Those whose business has been profit making for the previous 2 years

The business should have a Minimal Annual Income (ITR) of Rs. 1.5 lakhs per annum

The applicant should be at least 21 years at the time of applying for the loan, and should be no older than 65 years at the time of loan maturity

Documents required-

The following documents are required along with your Business Loan application:

PAN Card – For Company/Firm/Individual

A copy of any of the following documents as identity proof:

Aadhaar Card
Passport
Voter's ID Card
PAN Card
Driving License

A copy of any of the following documents as address proof:

Aadhaar Card
Passport
Voter's ID Card
Driving License

Bank statement of the previous 6 months

Latest ITR along with computation of income, Balance Sheet and Profit & Loss account for the previous 2 years, after being CA Certified/Audited

Proof of continuation (ITR/Trade license/Establishment/Sales Tax Certificate)

Other Mandatory Documents [Sole Prop. Declaration Or Certified Copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association (certified by Director) & Board resolution (Original)]

Contact-

Corporate Office

HDFC Bank House
1st Floor,C.S.No.6/242,
Senapati Bapat Marg,
Lower Parel,
Mumbai - 400 013.