From your average two wheeler scooter, to the bike of your dreams, at HDFC Bank, we help you finance all your dreams by Offering A Two Wheeler Loan

Features

Flexible Repayment Tenure
Decide whether you'd like your loan tenure to be just 12 months, or 48 months, with our pocket-friendly EMI repayment options.

Fulfil Your Every Need
Get up to 100% finance in you're an HDFC Bank account holder for specific models, and repay the money at attractive interest rates.

Online Application
Enjoy convenient doorstep service and skip the queues when you log a request online.

Competitive Rates
We offer a 2% lower rate of interest, and a 50% lower processing rate for existing HDFC Bank account holders, allowing you to enjoy savings of up to Rs. 2,375/-*.*Conditions Apply. Savings calculated on loan amount of Rs. 50,000/-. Approval TAT from the time of submission of relevant documents at branch with no address change applicable for account holders.

Easy Repayment Schemes
Easily calculate your EMI and pay through ECS/Standing Instructions/post-dated cheques.

Quick Loans
Check your loan eligibility in just 5 minutes, get quick approvals, and find your loan application status in just 15 minutes. You can avail of an HDFC Bank Two Wheeler Loan at any one of over 3000 branches across India.

Eligibility Criteria

A salaried or self-employed individualIndividuals who are a minimum of 21 years of age at the time of applying for the loan, and no older than 65 at the end of the loan tenure

Those who earn a minimum gross income of Rs. 84,000 per year for a salaried profile, and Rs. 72,000/- per year for a self-employed profile

Individuals who have been residing at the given residence for a minimum of 1 year (in case of transfer from another location with less than 1 year at the current location, kindly provide relevant documents to the bank during loan approval stage

)Those who have been working for a minimum of 1 yearIndividuals who have a telephone/office landline connection

Interest Rates
Product Average
Min IRR Max IRR Avg IRR
SUPER BIKE TWO WHEELER LOAN 8.65% 14.65% 10.81%
TWO WHEELER LOAN 10.35% 29.01% 20.74%

Charges

Description of Charges Two Wheeler Loans
Loan Processing Charges Maximum - 3% of Loan Amount
Documentation Charges Maximum - 3% of Loan Amount