Fulfill your immediate financial needs with HDFC Bank’s gold loans.

HDFC Bank Gold Loan

Gold loans are the quickest way to get funds for personal or business requirements.

The funds from gold loans can be used for weddings, education, business expansion or any other similar purpose.

With minimal documentation and secure storage, their gold loans are a simple funding option to meet your needs.

HDFC Bank Gold Loan is a safe and simple way for you make the gold in your locker work for you. Use it to fulfil an immediate needs for funds and enjoy competitive rates.

Benefits-

Loan amount from Rs 50,000 onwards

Minimum of Rs 50,000/- onwards. Gold Loans for less than Rs 50000/- also available for rural markets.

Instant funds

Get funds instantly against your gold, and repay at your own convenience

Low Interest Rates

HDFC Bank Gold Loan comes with competitive interest rates on Term Loan, Overdraft and EMI based loan. Repay your loan in easy lower EMIs, over a tenor of your choice.

Quick and Efficient Servicing

Over the counter disbursement in just 45 minutes* with minimal documentation

Documentation-

List of the required documents for gold loans.

The following documents are required along with your Gold Loan application:

Passport (not expired)

Diving License (not expired)

Voter's ID Card

Aadhaar Card issued by UIDAI

PAN (Permanent Account Number) Card (along with any of the above documents)

Fees-

Fees Amount to be paid

Loan Processing Charges 1%

Valuation Fee Rs 250 for loan upto Rs 1.5 lacs and Rs 500 for loan over and above Rs 1.5 lacs
Foreclosure charges 1% Foreclosure charges if closed within 6 months

Charges for late payment of
loan amount 2% p.a. as penal interest over and above applicable rate of interest.

Renewal Processing Fees Upto Rs 350 + Tax

Prepayment/Partpayment charges Upto 1%

Contact-

Corporate Office

HDFC Bank House
1st Floor,C.S.No.6/242,
Senapati Bapat Marg,
Lower Parel,
Mumbai - 400 013