State Bank of Bikaner and Jaipur SBBJ decides its own base rate from time to time

For cash credit - 0.75% below SBBJ PLR i.e. 12.00 %.

For term loan - 0.75% below SBBJ PLR i.e. 12.00 %

Interest Rate -

(MCLR Rate 9.55 % w.e.f. 01.05.2016)

Name Of The Scheme (Existing Loan Schemes & Loan Accounts MCLR Rate 9.55 %
Spread Over MCLR Effective Rate (%) AS Per MCLR
Housing Loans
Housing Loan (Including SBBJ Realty, SBBJ Flexi Loan and NRI Housing Loan schemes) Upto Rs. 75 lacs Regular At MCLR Rate i.e. 9.55
Online
Above Rs. 75 lacs Regular
Online

SBBJ Home Cash - TERM LOAN

Customers who maintain their salary accounts with us Home Cash Loan on Floating Rate 1.00% above MCLR 10.55

Customers who do not maintain salary accounts with us or are not salaried class Home Cash Loan on Floating Rate 1.25% above MCLR 10.8

SBBJ Home Cash -OVERDRAFT

Customers who maintain their salary accounts with us
1.50% above MCLR 11.05

Customers who do not maintain salary accounts with us or are not salaried class 1.75% above MCLR 11.3

Griha Alankar Public & Staff 1.50% above MCLR 11.05

SBBJ Trust 3.25% above MCLR 12.8

Earnest Money Deposit Scheme 3.00 % above MCLR

12.55
Car Loans NORMAL INTEREST RATE

New Cars 0.15 % above MCLR 9.7
Combo Car Loan 0.15 % above MCLR 9.7
SBBJ Easy Car Loan Regular Car Loan 1.15 % above MCLR
On Line 10.7
SBBJ Elite New Car Loan 0.15 % above MCLR Rate 9.7
Online car loan (New Cars) 0.15 % above MCLR 9.7
True Value Car Loan
Up to 3 years 2.00% above MCLR 11.55
>3 years upto 5 Yr 2.50% above MCLR 12.05

Contact-

State Bank of Bikaner and Jaipur,
Head Office, Tilak Marg,
Jaipur - 302005.
Phone: 0141- 5101570
Telefax: 0141- 2227165