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June 13th, 2016, 06:25 PM
Super Moderator
 
Join Date: Mar 2012
Re: SBBJ Home Loan Documents

State Bank of Bikaner & Jaipur (SBBJ) is an associate bank of State Bank of India

As you want to apply for home loan in this bank and asking for require document ,so on your demand here I am telling same :

Document requirement
1. Signed application form with photograph
2. ID and residence proof
3. Last 3 months bank statements
4. Latest Salary certificate/ Last 3 months Salary-slips
5. Documentation for salaried applicants:
Form 16/Income tax returns (2 years)
6. Documentation for self-employed applicants:
Income Tax Returns for latest year

Home loan purpose

Purchase of plot/house/flat, construction, extension, renovation and refurbishing

Home Loan Interest Rates
Interest Rate 9.55%
Processing Fees 0.5% of Loan Amount or Rs.10000 whichever is minimum
Loan Tenure 1 year to 30 years

Loan Amount EMI/NMI:
Income up to 2.00 lacs – not exceeding-40%
Income above 2.00 lacs and up to 5.00 lacs – not exceeding 50%
Income above 5.00 lacs – not exceeding-55% Income of spouse /son/ daughter {any two) can be clubbed.
For businessman loan amount may be considered on the basis of sales if the loan amount is more than 2.00 lacs


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