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  #1  
February 1st, 2016, 04:06 PM
Unregistered
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SBI Credit Card Details

Would you please give here detail about the feature and fee for SBI Gold Credit Card I want to know about it ?
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  #2  
February 1st, 2016, 04:12 PM
Super Moderator
 
Join Date: Mar 2012
Re: SBI Credit Card Details

As you want I am here giving you detail about the feature and fee for SBI Gold Credit Card.

SBI Gold Credit Card Features
Add-on Cards
Utility Bill Payment Facility
Balance Transfer on EMI
Flexipay
Easy Money
Online Booking of Railway Tickets

Fees:
Joining fee:
Rs. 299

Annual fee, per annum :
Rs. 299

Add-on fee, per annum:
Nil

Cash Advance

Cash advance limit:
Up to 80% of credit limit with a maximum of Rs. 12,000 per day

Free credit period:
Nil

Finance charges# :
Up to 3.35% per month accounting to 40.2% per annum from the transaction date

Cash Advance Fees
SBI ATMs /other domestic ATMs:
2.5% of withdrawal amount or Rs. 300, whichever is higher, per transaction

International ATMs:
3% of withdrawal amount or Rs. 300, whichever is higher, per transaction

Other Charges
Cheque pickup:
Rs. 90/-

Cheque bounce or invalid cheque:
2% of cheque dishonor amount with a minimum of Rs. 350 and a maximum of Rs. 500

Statement retrieval:
Rs. 100 per statement, only for statements more than 2 months old

Charge slip retrieval:
Rs. 225 per charge slip

Late payment:
Nil for total amount due from Rs. 0 to Rs. 200
Rs. 100 for total amount due greater than Rs. 200 and up to Rs. 500
Rs. 200 for total amount due greater than Rs. 500 and up to Rs. 1,000
Rs. 500 for total amount due greater than Rs. 1,000 and up to Rs. 10,000
Rs. 750 for total amount due greater than Rs. 10,000

Card replacement:
Rs. 100

Emergency card replacement, when abroad:
Actual cost, minimum of $175)

Foreign currency transaction conversion mark up: 3.5%

Cash OTC fees:
Rs. 100


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