The savings through KIDS RD is a passport to “TMB Education Loan”. A person who saves under the scheme for a fairly longer duration will get priority in sanction of TMB’s Education Loan as per the extant provisions of the Bank.

Kids RD Interest Rates

Savings Account Deposit Interest Rate

Amount / Interest Rate (p.a.) Regular Citizens Senior Citizens

Above 1 Lakh 4.25% 4.25%
Upto 1 Lakh 4.00% 4.00%

Above Interest Rates applicable from Nov 03, 2015.
Rates offered on daily closing balance in SB Account and compounded half yearly.

Domestic & NRO Term Deposits

Period / Interest Rate (p.a.) Regular Citizens / NRO Dep. Senior Citizens

Upto Amount Rs. 15,00,000 Rs. 15,00,000
5 years - 10 years 7.70% 8.20%
Above 20m 20d - < 5 years 7.70% 8.20%
20 months 20 days 7.70% 8.20%
Above 1y to < 20m 20d 7.70% 8.20%
1 year 7.75% 8.25%
181 days - < 12 months 7.30% 7.30%
180 days 7.50% 7.50%
91 days - 179 days 7.25% 7.25%
46 - 90 days 6.80% 6.80%
30 - 45 days 6.30% 6.30%
15 - 29 days 5.80% 5.80%


Bulk Domestic & NRO Term Deposits

Period / Interest Rate (p.a.) Regular Citizens / NRO Dep. Senior Citizens

Above 15 Lakhs & Upto Amount Rs. 99,99,999 Rs. 99,99,999
5 years - 10 years 7.65% 8.15%
Above 20m 20d - < 5 years 7.65% 8.15%
20 months 20 days 7.65% 8.15%
Above 1y to < 20m 20d 7.65% 8.15%
1 year 7.70% 8.20%
181 days - < 12 months 7.25% 7.25%
180 days 7.50% 7.50%
91 days - 179 days 7.20% 7.20%
46 - 90 days 6.75% 6.75%
30 - 45 days 6.25% 6.25%
15 - 29 days 5.75% 5.75%