Andhra Pradesh State Financial Corporation [APSFC] is a term lending Institution established in 1956 for promoting small and medium scale industries in Andhra Pradesh under the provisions of the Sate Financial Corporations Act, 1951.

APSFC Interest Rates (27 Oct 2017)

Lending rates for loans under the following schemes:
A. Benchmark Primary Lending Rate(BPLR) is fixed at 12.50% p.a.
B. Lending rates for loans up to Rs.30.00 lakhs [excluding cases covered under (C) below

Type of Loan/Scheme Net interest rate (% p.a)
Existing Revised
Term Loan/Addl. Term Loans – including Hotels,
Hospitals, Transport Vehicles, Bore-well rigs,
road laying and heavy earth moving equipment etc. 14 13.5

Loans under MSME-MTL & Marketing Assistance Schemes 14.5 14

Loans under Risk Capital Fund Scheme, Loans for
constructions of Commercial & Residential Complexes 15.5 15

C. Lending rates for loans under the following schemes:

Sl. Type of Loan/Scheme Net interest rate (% p.a)
Existing Revised

Scheme of Financial assistance to Practicing Doctors and
existing nursing homes for acquiring Fixed assets. 13 12.5

D. Lending rates for the loans above Rs.30.00 lakhs [excluding Loans covered (C) above] to be fixed based on the credit rating linked to BPLR as under:

Type of Loan/Scheme Net Interest Rate (% p.a)
CR1 CR2 CR3 CR4

Term Loan/Addl. Term Loans – including Hotels,
Hospitals, Transport Vehicles, Bore-well rigs, road
laying and heavy earth moving equipment etc.,
12 13 13.5 12.5
(PLR-0.50)(BPLR+ 0.50)(BPLR+ 1.00) (PLR)
Loans under MSME-MTL & Marketing Assistance Schemes.
13 13.5 14 12.5 (PLR+ 0.50) (PLR+ 1.00) (PLR+ 1.50) (PLR)
Corporate Loan Scheme* 13 13.5 14 14.5
(PLR+ 0.50)(BPLR+ 1.00)(BPLR+ 1.50)(BPLR+ 2.00)

Loans under Risk Capital Fund Scheme, Loans
for constructions of Commercial & Residential
Complexes 13.5 14 14.5 15
(BPLR+ 1.00) (BPLR+ 1.50) (BPLR+ 2.00) (BPLR+ 2.50)

* In respect of Corporate Loans for CRE Sector, the rate of interest applicable shall be on par with the loans considered for construction of commercial and residential complexes
Note

Interest rates mentioned above are net rates.

In respect GES/SES cases a special interest concession can be considered as per the guidelines.

Contact-

Corporate Office:

Andhra Pradesh State Financial Corporation
5-9-194, PB No:165
Chirag Ali Lane,
Hyderabad - 500001.
Tel. Ph No: + 91 40 23201646, 23202550
Mob: + 91 98665 12503 / 502 / 501
Fax:040-23202972