#1
February 3rd, 2016, 08:26 AM
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How To Get Home Loan From SBI
Hello, I want to take the home loan from SBI and I want to know that how do I get the loan? Also provide me the details of the loan.
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#2
February 3rd, 2016, 08:27 AM
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Re: How To Get Home Loan From SBI
Hello, here I am providing you the details of the home loan of SBI as under: How to get the loan: The loan of the SBI will get when you apply for the loan in the nearest branch of SBI Details of loan: Eligibility: SBI Home Loan Minimum Age At least 18 years old SBI Home Loan Maximum Age Less than 60 years old SBI Home Loan Eligible Employment Type Salaried / Self-employed with regular income Eligibility on the basis of salary: SBI Home Loan Minimum Salary EMI limited to about 50% of monthly income SBI Home Loan Maximum Loan to property value Loan capped @ 75% to 90% of property value Interest rates: Interest Rate (Floating) For women - 9.50% For General Customers - 9.55% Processing Fees Zero Processing Fees Loan Tenure 30 years Documents required: Signed application form with photograph ID and residence proof Processing fee cheque Last 6 months bank statements Documentation for salaried applicants: Last 3 months salary-slips Form 16 or Income Tax Returns Documentation for self-employed applicants: Education qualification certificate & proof of business existence Last 3 years Income Tax Returns with computation of Income Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account |