ICICI Lombard offers motor insurance at a very cheap rate. Motor insurance is mandatory by law. The benefits of this insurance are as follows.

Benefits of insurance

Immediate policy copy issuance online

If anything happens to your car, you can avail assistance anytime and anywhere.

Now, get daily allowance when your car is in the garage with Garage Cash Cover.

Cashless servicing facility at 3350+ network garages across India

Zero Depreciation Cover

Avail coverage on replaced parts with zero deduction for depreciation.

Accidental cover facility for co-passengers up-to Rs. 2 Lac

Avail off No Claim Bonus (NCB)
This benefit is valid if you haven't claimed in your old policy. This is also valid if your previous policy was not with ICICI Lombard.

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Car Insurance - Policy Details

At ICICI Lombard we understand that your car is the most valued possession & it is dearest to your heart.

Key Benefits
Sum Insured and Coverage

What is covered?

Loss or Damage to your vehicle against Natural Calamities
Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide

What is not covered

Normal wear and tear and general ageing of the vehicle

Depreciation or any consequential loss

Mechanical/ electrical breakdown

Sum Insured

All vehicles are insured at a fixed value called the Insured's Declared Value (IDV).

IDV is calculated on the basis of the manufacturer's listed selling price of the vehicle after deducting the depreciation for every year as per the schedule provided by the Indian Motor Tariff.