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February 1st, 2016, 10:24 AM
Guest User
Car Insurance ICICI

I recently purchased car and want to take car insurance searching for the companies came about ICICI Bank offers best car insurance policy. Will you provide me benefits of taking car insurance policy from ICICI and also provide me what included and no included in policy?
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February 1st, 2016, 10:24 AM
Super Moderator
Join Date: Mar 2012
Re: Car Insurance ICICI

ICICI Bank is an Indian multinational banking and financial services company headquartered in Mumbai, Maharashtra, India, with its registered office in Vadodara.

A comprehensive Car Insurance policy for your car that keeps it secure against damage caused by natural and man-made calamities, including acts of terrorism. Avail of Own Damage, Personal Accident and Liability cover all in one policy.

Benefits of this policy:

Immediate policy copy issuance online.
Get Road Side Assistance cover, you can avail assistance anytime and anywhere.
Cashless servicing facility at 3300+ network garages across India.
Zero Depreciation Cover Avail coverage on replaced parts with zero deduction for depreciation.
Accidental cover facility for co-passengers up-to Rs. 2 Lac.
Avail off No Claim Bonus (NCB). This benefit is valid if you haven't claimed in your old policy. This is also valid if your previous policy was not with ICICI Lombard.
Set Renewal Reminder to receive policy renewal reminders.
Doorstep surveyor facility in case of break in insurance.
Get towing assistance in case of a vehicle breakdown or an unfortunate accident.
Voluntary deductible is applicable in the event of claim when the amount you opt for is over and above the compulsive deductible.
Automobile Associations members can get up-to 5% discount

Policy coverage:

Loss or Damage to your vehicle against Natural Calamities
Loss or Damage to your vehicle against Man-made Calamities
Personal Accident Cover
Third Party Legal Liability

Policy Exclusions

Normal wear and tear and general ageing of the vehicle
Depreciation or any consequential loss
Mechanical/ electrical breakdown
Damage to tyres and tubes unless the vehicle is damaged at the same time, in which case the liability of the company shall be limited to 50% of the cost of replacement
Vehicles being used otherwise than in accordance with limitations as to use
Damage to/ by a person driving any vehicles or cars without a valid license
Damage to/ by a person driving the vehicle under the influence of drugs or liquor
Loss/ damage due to war, mutiny or nuclear risk


Registered Office: ICICI Bank Limited
Landmark, Race Course Circle, Vadodara 390 007.

Corporate Office: ICICI Bank Towers,
Bandra-Kurla Complex, Mumbai 400 051.
+91 22 26531414

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