IDBI Bank constantly emphasizes on lending to Agricultural sector.

The Bank has several Agri products viz. Crop Loan/Kisan Credit Card, Finance against Warehouse receipt, Investment Credit, Agri Gold Loan, Financing of Allied activities such as dairy, poultry etc., Contract farming etc. to uplift the socio–economic status of rural population.

Interest rate range for Agri loans

a) Loans upto Rs.25 lakh to Small & Marginal Farmers other than KCC/Gold Loan/WHR


Loan type Minimum Maximum Average
Working capital/Short term loan. BBR -- BBR
Term loan BBR+0.50% -- BBR+0.50%

b) Loans above Rs.25 lakh & upto Rs.3 crore to Small & Marginal Farmers other than KCC/Gold Loan/WHR

Loan type Minimum Maximum Average

Working capital/Short term loan.
BBR+0.50% BBR+0.75% BBR+0.63%

Term loan BBR+1.0% BBR+1.25% BBR+1.3% -Do

c) Loans upto Rs.3 crore to other than KCC/Gold Loan/WHR

Loan type Minimum Maximum Average

Working capital/Short term loan. BBR+1.5% BBR+2.0% BBR+1.75%

Term loan BBR+2.0% BBR+2.25% BBR+2.13% -Do




Contact-

Registered Office:
IDBI Bank Ltd.
IDBI Tower, WTC Complex,
Cuffe Parade, Colaba, Mumbai 400005.

Customers can contact our 24 X 7 Phone Banking numbers
from any Landline / Mobile number, our Toll free numbers are as follows:
1800-200-1947
1800-22-1070