The IDBI bank was built up by the Government of India. It was begun to give monetary necessities to the improvement of the Indian Industry. It is one among the main endeavors claimed by the administration and has its branches spread the nation over.

IDBI Fixed Deposit-Features

A client can gain most extreme profit for his investment funds through an IDBI Fixed Deposit Scheme

A settled store in IDBI offers higher returns when contrasted with a customary investment account

The base sum requires to open a settled store account is pretty much nothing

There are diverse store choices to browse

The IDBI FD financing costs are alluring

FD Interest Rates in IDBI Bank

The IDBI financing costs on settled stores are focused according to the business sectors today. The residency of the stores is adaptable in this way helping the clients boost their profits. The appealing IDBI FD rates likewise enable the contributors to keep up liquidity according to their benefit and needs.

The settled store rates in IDBI are steady for a picked time of store. The loan fees are adjusted by the bank intermittently. This may influence a current client making new stores.

The Fixed Deposit Schemes

Fixed Deposit Rates - IDBI Bank Freedom Deposit

IDBI Bank's 'Suvidha Fixed Deposit' is presently " Freedom Deposit' has dependably remained for wellbeing, believability, alluring rates of premium and guaranteed liquidity. Likewise, the financing costs on Freedom store are among the most elevated in the business so you get the advantage of higher rate of profit for your reserve funds.

IDBI Bank Freedom Deposit Advantage

These deposit has been additionally stuffed with the accompanying central points.

Anytime access to your settled stores

You can browse residency extending from 15 days to 20 years for least stores beginning from Rs. 10,000

Attractive loan cost

Senior Citizens get an additional advantage on the loan cost (0.5% additional) on settled store of 1 year or more

No punishment on untimely withdrawal

Avail of overdrafts against your stores at aggressive rates.

Auto restoration office

Various Deposit Options to suit your requirements

Fixed Deposits Interest Rate

The Bank pays interest on deposits as per various deposit schemes. Interest Rates are revised from time to time as well as made known to public. Revised interest rates are applicable only to the renewals and also for fresh deposits while existing deposit continue to get interest at the contracted rate

Interest Rate on Term Deposits (w.e.f. . Jul 24, 2017)

Resident Term Deposit / NRO for deposit upto less than Rs. 1 Crore #

Maturity Slab
Interest Rate (% p.a.)

15-30days
4.25
31-45 days
4.50
46-60 days
5.00
61-90 days
5.25
91-6 months
6.00
6 months 1 day to 270 days
6.50
271 days to < 1year
6.50
1 year
6.75
>1yrs to 2yrs
6.50
>2 yrs to < 3 yrs
6.25
3 yrs to < 5 yrs
6.25
5 years
6.00
> 5yrs - 7yrs
6.00
>7 yrs - 10 yrs
6.00
>10 yrs - 20 yrs
6.00

Senior Citizen Interest Rates for deposit upto less than Rs. 1 Crore#

Maturity Slab
Sr. Citizen Interest Rate (p.a. %)

15-30days
4.25
31-45 days
4.50
46-60 days
5.00
61-90 days
5.25
91-6 months
6.00
6 months 1 day to 270 days
6.50
271 days to < 1year
6.50
1year
7.25
>1yrs to 2yrs
7.00
>2 yrs to < 3 yrs
6.75
3 yrs to < 5 yrs
6.75
5 years
6.50
> 5yrs - 7yrs
6.50
>7 yrs - 10 yrs
6.50
>10 yrs - 20 yrs
6.50